4015 OVERTURE CIRCLE, #312, Bradenton, FL, 34209 | $298,900

This 3-bedroom, 2-bath condominium in Palma Sola Trace in Bradenton offers 1, 277 square feet, a 2007 build year, pet-friendly ownership, and a defined HOA structure, all within close proximity to Anna Maria Island and Gulf beaches.
The interior is designed for function and flow, with an open floor plan connecting the living, dining, and kitchen spaces. The kitchen includes ample cabinetry, extended counter space, and a breakfast area overlooking the main living area. The primary bedroom includes a walk-in closet, and two additional bedrooms can be flexible use for guests, workspace, or multi-purpose needs.
Monthly ownership costs are structured with an HOA fee of $529. 66, which includes Cable TV, Internet, Common Area Taxes, Escrow Reserves Fund, Fidelity Bond, exterior maintenance, grounds maintenance, maintenance repairs, pool maintenance, recreational facilities, security, trash, and professional management. This coverage reduces exterior upkeep and supports predictable monthly expenses. The property is located in Flood Zone X, and the 2007 construction places it within a more recent building cycle compared to older coastal properties. Rental restrictions apply. The unit shall not be leased more than 3- times a year.
Palma Sola Trace features maintained grounds, a walkable layout, and a full amenity package. Community amenities include a resort-style pool, fitness center, clubhouse with gathering spaces, playground, and walking paths throughout the neighborhood. The corner unit location and attached one-car garage provide added usability, and guest parking is available for visitors.
Location answers common buyer priorities with proximity to shopping, dining, marina access, and Cortez Road for east-west travel. Anna Maria Island and Gulf beaches are a short drive away, supporting convenient access to coastal recreation and waterfront areas.

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 2
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Closet
  • Complex: PALMA SOLA TRACE
  • Year Built: 2007
  • Approx Sq. Feet: 1,277
  • Acreage: 15.04
  • Est. Taxes: $2,776
  • Condo Fee: $1,163 Quarterly
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Range, Refrigerator
  • MLS#: A4691417
  • Days on Market: 21 days
  • Website: https://www.raveis.com
    /prop/A4691417/4015overturecircle_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/20/2026 11:19:13 PM)
Listing courtesy of THE KEYES COMPANY - SARASOTA   Phone: 941-362-4100

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4015 OVERTURE CIRCLE, #312, Bradenton, FL, 34209

$298,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $239,120 $239,120 $239,120
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment $231 $231 $231
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,472 $1,531 $2,002
Total Monthly Payment $1,778 $1,837 $2,308

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.