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409 GRAHAM DRIVE, Clearwater, FL, 33765 | $435,000
Under contract-accepting backup offers. LAKEFRONT LIVING WITH TROPICAL FLAIR IN THE HEART OF CLEARWATER!
Welcome to 409 Graham Drive, where great curb appeal meets peaceful waterfront living in this beautifully maintained 3-bedroom, 2-bath Rutenberg home. From the moment you arrive, you’ll feel the pride of ownership and the inviting charm that sets this property apart.
Step inside to discover a thoughtfully designed layout featuring separate formal living and dining rooms with pocket doors, perfect for hosting gatherings or creating flexible living spaces. The home showcases pristine terrazzo flooring, updated windows throughout, and a light, airy feel that flows effortlessly from room to room. The kitchen offers European-style cabinetry, a built-in desk, and a cozy eat-in space, making it both functional and inviting.
The primary suite features a private en suite bath with lakeview, while the additional bedrooms provide comfort and versatility. A freshly painted, oversized bonus room with windows overlooking Lake Terrace adds even more living space—ideal for a home office, hobby room, or relaxing retreat with a view.
Step outside and you’ll find where this home truly shines—your very own tropical waterfront sanctuary. Enjoy serene lake views from your backyard oasis, complete with a unique heptagon-shaped tiki bar with power, perfect for entertaining, grilling, or catching the big game with friends and family. There’s plenty of room to add a pool, allowing you to create the ultimate Florida lifestyle experience.
Additional highlights include: 150 MPH hurricane-rated garage door; Irrigation system; Cedar-lined closets; Ventilated vinyl soffits; Ceiling fans in most rooms; Hot Water Heater (2023); HVAC and Roof (2014); Truly spotless and move-in ready condition
Located in the desirable Lake Terrace community, residents enjoy the simple pleasures of fishing from sunrise to sunset, peaceful walks along the lake path, and a quiet neighborhood atmosphere.
Just around the corner, Marymont Park offers a large open playfield/baseball field, playground, and basketball court—perfect for outdoor fun.
Conveniently situated near shopping, schools, parks, and recreation, with easy access to Clearwater Executive Airport and The Landings Golf Club, this home delivers both tranquility and accessibility.
There is truly nothing to do but move in—this is a must-see to fully appreciate!
Features
- Rooms: 9
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 90 x 120
- Laundry: In Garage
- Style: Ranch
- Year Built: 1955
- Garage: 1-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,735
- Acreage: 0.25
- Lot Size: 90 x 120
- Est. Taxes: $2,126
- Lot Desc: Conservation Area, City Lot, Landscaped, Near Golf Course, Sloped
- View: Water
- Water Front: Yes
- Appliances: Electric Water Heater, Exhaust Fan, Range, Range Hood, Refrigerator
- MLS#: TB8502454
- Days on Market: 7 days
- Website: https://www.raveis.com
/prop/TB8502454/409grahamdrive_clearwater_fl?source=qrflyer
Listing courtesy of SELECT PROPERTIES INC Phone: 727-934-4099
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
409 GRAHAM DRIVE, Clearwater, FL, 33765
$435,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $348,000 | $348,000 | $348,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $177 | $177 | $177 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,143 | $2,197 | $2,890 |
| Total Monthly Payment | $2,395 | $2,449 | $3,142 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388