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Lovingly maintained for 34 years, this 3/4 bedroom ranch in a quite neighborhood offers many recent upgrades. There is a large eat-in kitchen with solid oak cabinets with 5 year old white appliances and a pantry closet! Recently refinished hardwood floors in the living room, hall and all bedrooms. Harvey windows were installed 8 years ago and there is a brand new forced hot air heating & hot water system. The addition of a mudroom allows easy access to the kitchen. Laundry was moved upstairs to the 4th bedroom. With plumbing brought to this room, the new owner could potentially convert this to a primary bath. There is a large level back yard and includes a patio platform and shed. Just in time for Summer, this home is located off Beach Rd. Salisbury Beach is just a short bicycle ride away. Just outside of the town center, there is easy access to I95, Route 1 and Newburyport. Move right in and enjoy close to the coast, single level living!
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 2 | Flooring - Hardwood | 11.1 x 10.4 | First |
| Bedroom 3 | Flooring - Hardwood | 10.4 x 9.1 | First |
| Bedroom 4 | First | ||
| Dining Room | Flooring - Stone/Ceramic Tile | 11.1 x 8.8 | |
| Kitchen | Closet/Cabinets - Custom Built, Flooring - Stone/Ceramic Tile, Dining Area, Pantry, Cabinets - Upgraded, Exterior Access, Open Floorplan, Gas Stove, Peninsula, Lighting - Overhead | 11.6 x 11.6 | Main,First |
| Living Room | Flooring - Hardwood, Window(s) - Bay/Bow/Box, Crown Molding | 13.6 x 20.2 | First |
| Master Bedroom | Flooring - Hardwood, Crown Molding | 12.7 x 12.1 | First |
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Our Executive Mortgage Banker:
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $495,920 | $495,920 | $495,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.487% | 5.614% |
| Monthly Tax Payment | $299 | $299 | $299 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,934 | $3,094 | $4,019 |
| Total Monthly Payment | $3,325 | $3,485 | $4,410 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.