8225 SHORE LAKE DRIVE, Englewood, FL, 34224 | $285,000

Enjoy coastal living in this like-new 2-bedroom, 2-bath villa with a den in Palm Lake at Coco Bay. Ideal for snowbirds, full-time homeowners, or investors, this move-in ready home features a bright, open-concept layout with tile flooring throughout, a tile roof, and a private 2-car garage with epoxy finish. The tile roof's built-in air gap and thermal mass provide natural attic cooling, improving energy efficiency and potentially reducing cooling costs. The kitchen features quartz countertops, shaker-style cabinetry, and stainless steel appliances, opening seamlessly to the living and dining areas-ideal for everyday living and entertaining. The spacious primary suite includes a walk-in closet, dual sinks, and a large tiled shower, while the guest bedroom and versatile den provide flexibility for visitors or a home office. Step outside to a private screened lanai and paver patio, complete with a privacy fence and no rear neighbors, offering a peaceful setting to relax and enjoy Florida living.
Built for peace of mind, the home includes impact-resistant windows and sliders and is located in an X flood zone. Solid construction is designed for coastal conditions.
With a low HOA fee of $253/month, ownership is simple and efficient, including landscaping, grounds maintenance, and internet service. Residents enjoy resort-style amenities, including an amenity center and clubhouse, resort-style pool, fitness center, pickleball courts, and playground.
Ideally located just minutes from Englewood Beach and Boca Grande, as well as shopping, dining, and everyday essentials. This property offers flexibility as a primary residence, seasonal retreat, or investment opportunity. Furnishings may be available separately.

Features

  • Amenities: Cable TV, Fitness Center, Gated, Maintenance, Pool
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2025
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,564
  • Acreage: 0.11
  • Est. Taxes: $5,449
  • HOA Fee: $760 Quarterly
  • Pet Policy: No
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: N6144100
  • Days on Market: 25 days
  • Website: https://www.raveis.com
    /prop/N6144100/8225shorelakedrive_englewood_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/30/2026 7:47:07 AM)
Listing courtesy of EXIT KING REALTY   Phone: 941-497-6060

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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8225 SHORE LAKE DRIVE, Englewood, FL, 34224

$285,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $228,000 $228,000 $228,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $454 $454 $454
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,366 $1,422 $1,878
Total Monthly Payment $1,895 $1,951 $2,407

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.