639 Cloudbreak Court, Charleston, SC, 29412 | $1,050,000

Nestled on a quiet, tree-lined cul-de-sac in a welcoming community of neighbors and families, this beautifully maintained Charleston home blends Lowcountry charm, thoughtful updates, and flexible modern living. Ideally located just 15 minutes from Folly Beach and under 10 minutes from downtown Charleston, it offers convenience while still feeling peaceful and tucked away. One of the standout features is the newly completed above-garage apartment, built in 2024 with its own separate HVAC and plumbing system. This bright, beautifully finished space includes custom built-ins with extra storage, a fully tiled bathroom, wooden beams, and a shiplap ceiling that enhances the light-filled, airy feel. With a kitchenette, full bathroom, and bedroom/studio-style layout, it is ideal for guests, amother-in-law suite, private home office, or creative studio, while allowing added privacy and independence from the primary residence. Inside the main home, an inviting open floor plan is designed for everyday living and easy entertaining. The main living spaces feel bright and connected, with recently refinished cherry hardwood floors, crown molding, fresh paint, and a cozy gas-log fireplace. The front room features new carpet and offers a flexible space for a guest bedroom or home office. The kitchen features a large island, granite countertops, stainless steel appliances, and 2025 updates including a new dishwasher, gas stovetop, and refrigerator. Flowing easily into the main living and dining areas, the layout is ideal for hosting. The large, light-filled primary suite features a walk-in closet and a remodeled spa-like bathroom with high-end tile and tasteful finishes. Down the hall are two additional spacious bedrooms sharing a full bathroom with double vanity. Throughout the home, the owners have invested in meaningful improvements that offer both beauty and peace of mind, including a new roof in 2022, HVAC in 2023, and a smart thermostat system in 2024. Outdoor living is equally inviting, with a freshly painted front porch, screened-in back porch, and second-floor piazza perfect for morning coffee or evening breezes. The backyard is surrounded by lush greenery and a new fence added in 2023 enclosing a paver patio with outdoor lighting and canopy. Behind the garage, a large storage shed provides space for boats, bikes, tools, and outdoor equipment. With its flexible above-garage apartment, extensive updates, charming outdoor spaces, and prime location near the beach and downtown, this home is a rare opportunity in one of Charleston's most convenient and welcoming settings.

Features

  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Style: Charleston Single
  • Development: 21 - James Island
  • Year Built: 2007
  • Garage: 2-car Detached
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,464
  • Acreage: 0.18
  • Lot Desc: 0 - .5 Acre
  • Elem. School: Murray Lasaine
  • Middle School: Camp Road
  • High School: James Island Charter
  • MLS#: 26012049
  • Days on Market: 27 days
  • Website: https://www.raveis.com
    /eprop/26012049/639cloudbreakcourt_charleston_sc?source=qrflyer
Copyright © 2026  Charleston Trident MLS
Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.
Listing courtesy of ERA Wilder Realty, Inc

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Yokadi Mejia, William Raveis Insurance

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Our Insurance Division:

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639 Cloudbreak Court, Charleston, SC, 29412

$1,050,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $840,000 $840,000 $840,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.368% 6.385% 6.223%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,036 $5,172 $7,088
Total Monthly Payment $5,161 $5,297 $7,213

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.