124 PARK PLACE CIRCLE, Palm Coast, FL, 32164 | $389,700

Stop scrolling-PRE-INSPECTED FOR PEACE OF MIND—finding a true 4-bedroom home with over 2, 000 square feet in a gated 55+ community is rare, and this lakefront home checks all the boxes. If you’ve been searching for space, upgrades, and low-maintenance living without giving up comfort, this is the one.
Built in 2017, this beautifully maintained 4-bedroom, 2-bath home with a 2-car garage offers 2, 003 square feet and a split floor plan that gives you both privacy and flexibility. Most 55+ communities simply don’t offer this kind of square footage, making it perfect for buyers who want room for guests, hobbies, a home office, or visiting family.
The oversized screened lanai overlooking the lake is the perfect place for morning coffee or winding down in the evening, complete with double paddle fans and peaceful water views. Inside, you’ll find tile throughout the main living areas, carpet in the bedrooms, plantation shutters throughout, upgraded lighting and fixtures, granite countertops, raised vanities, undermount sinks, and a layout designed for easy everyday living.
The kitchen is a standout with a massive center island with seating, a large breakfast bar, 42-inch white cabinets with crown molding, double pantry, pendant lighting, recessed lighting, and a built-in workstation. It’s truly a cook’s dream kitchen and perfect for entertaining.
The spacious primary suite feels like its own retreat with double sinks, drawer stacks, a large tiled walk-in shower, garden tub, linen closet, and a large walk-in closet. The guest bath includes a pool door, giving you added convenience and future pool potential if that’s ever in your plans.
Located in the highly desirable Park Place of Palm Coast, this gated 55+ community has only 123 homes and offers resort-style amenities including a seasonally heated pool, bocce, shuffleboard, horseshoes, a putting green, and an outdoor kitchen. The well-lit sidewalks make evening walks feel safe and welcoming.
The HOA is just $235 per month and includes lawn care, cable, and internet—giving you true low-maintenance, lock-and-leave Florida living with no CDD fees.
More space, more privacy, and more lifestyle—this is 55+ living done right.

Features

  • Rooms: 11
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2017
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,003
  • Acreage: 0.14
  • Est. Taxes: $2,635
  • HOA Fee: $235 Monthly
  • Adult Communities: Yes
  • Elem. School: Wadsworth Elementary
  • Middle School: Buddy Taylor Middle
  • High School: Flagler-Palm Coast High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Microwave, Other, Range, Refrigerator
  • MLS#: FC318010
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/FC318010/124parkplacecircle_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/2/2026 5:35:23 PM)
Listing courtesy of LPT Realty   Phone: 877-366-2213

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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124 PARK PLACE CIRCLE, Palm Coast, FL, 32164

$389,700

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $311,760 $311,760 $311,760
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.313% 6.398% 5.710%
Monthly Tax Payment $220 $220 $220
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,844 $1,920 $2,546
Total Monthly Payment $2,139 $2,215 $2,841

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.