8797 SW 103RD CIRCLE, Ocala, FL, 34481 | $424,900

LOCATION truly is everything, and this exceptional 2019 Ariana delivers on every level. Perfectly positioned on a magnificent private lot in Avalon 6 with desirable northeast exposure and no rear neighbors, this home offers breathtaking views. This thoughtfully designed ?Smart? home blends style and functionality with 2 bedrooms, 2 bathrooms, FLEX room and an oversized 2. 5-car garage. The gourmet kitchen with center island is a true showpiece, featuring elegant white soft-close cabinetry with crown molding, dovetail drawers, and rain glass inserts, complemented by quartz countertops, stainless steel appliances, and a designer backsplash. Ideal for entertaining, the coordinating built-in wet bar adds both convenience and sophistication with custom lighting and pull-out shelving. The spacious primary suite offers a relaxing retreat with a large walk-in closet and an en suite bathroom complete with dual vanities and an oversized walk-in shower. Guests will feel right at home in the expanded guest bedroom, which easily accommodates a king-sized bed, and is paired with an upgraded guest bathroom featuring an upgraded tiled shower with glass enclosure. Step outside to enjoy one of the home?s most impressive features?THE VIEW. The screened lanai and paver patio overlook a beautifully maintained, fully sodded and irrigated yard with raised landscaping and no rear neighbors for the ultimate in peace and tranquility. Additional highlights include wood-look plank tile flooring throughout for seamless flow, crown molding, a home surge protector, a 22KW GENERATOR for added peace of mind, and convenient power blinds on both the sliding glass door and front door. The elegant leaded glass front door allows natural light to pour in while still maintaining privacy. The brick paver driveway and front porch enhance curb appeal, while the epoxy-coated garage floor and generous space allow for two cars, a golf cart, and extra storage. Recent upgrades include a newer refrigerator and dishwasher. On Top of the World is Ocala?s premier 55+, active adult, golf-resort community with a multitude of amenities and golf cart access to shopping, banking, entertainment, health, and beauty.

Features

  • Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Lobby Key Required, Optional Additional Fees, Park, Pickleball Court(s), Playground, Pool, Racquetball, Recreation Facilities, Sauna, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s)
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 75 x 127
  • Laundry: Inside
  • Year Built: 2019
  • Garage: 2-car Garage Door Opener, Golf Cart Parking, Oversized
  • Heating: Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 2,046
  • Acreage: 0.22
  • Lot Size: 75 x 127
  • Est. Taxes: $4,887
  • HOA Fee: $494 Monthly
  • Lot Desc: In County, Oversized Lot, Private
  • View: Park/Greenbelt
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: OM723642
  • Days on Market: 18 days
  • Website: https://www.raveis.com
    /prop/OM723642/8797sw103rdcircle_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/23/2026 8:47:07 AM)
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

8797 SW 103RD CIRCLE, Ocala, FL, 34481

$424,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $339,920 $339,920 $339,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $407 $407 $407
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,093 $2,146 $2,823
Total Monthly Payment $2,575 $2,628 $3,305

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.