23 RAMROCK LANE, Palm Coast, FL, 32164 | $330,900

Under Construction. This home is under construction. Move fast and you'll have the opportunity to choose your own interior finishes — flooring, cabinet colors, countertops, and more. These selection windows close fast as construction progresses, so don't wait!

$1, 000 escrow deposit and when using one of our lender partners, we will pay a portion of closing costs. Saving thousands of dollars at the closing table.


Our 1540 floor plan is a symphony of modern elegance and effortless living, crafted for families who crave openness without sacrificing intimacy. Spanning 1, 540 square feet of thoughtfully designed space, it unfolds like a welcoming embrace, blending sunlit expanses with cozy retreats.

At its heart lies a grand great room, where the kitchen, dining, and living areas dance in harmonious flow. Vaulted ceilings soar overhead, drawing the eye upward and flooding the space with natural light through expansive windows. The kitchen shines as the star—a sleek island anchors meal prep and casual gatherings, flanked by glossy cabinetry and stainless appliances that whisper efficiency and style. Adjacent is the dining nook glows with warmth, perfect for lingering over shared stories.

Tucked away for privacy, the owner's suite is a serene sanctuary: a spacious bedroom with room for a king-sized haven, opening to a spa-like bath featuring dual vanities and a generous walk-in closet that keeps life organized and indulgent. Two additional bedrooms flank a full bath, each a bright haven for rest or play, while a versatile flex space near the entry hints at home office vibes or a quiet reading nook.

Outside, a patio extends the magic, blurring indoor and outdoor realms for al fresco evenings under the stars. With its smart layout, flexible nooks, and timeless appeal, the 1540 isn't just a home—it's a canvas for memories, where every corner invites joy and connection.

As always, we feature all-brick exteriors, energy-efficient components, and pest-defense systems. $1, 000 escrow deposit and when using one of our lender partners, we will pay a portion of closing costs. Saving thousands of dollars at the closing table.

Come and take a look today and make this your beautiful, brand-new home!
(pictures may not be of actual home)

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Laundry Room
  • Year Built: 2026
  • Garage: 2-car
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,540
  • Acreage: 0.23
  • Est. Taxes: $527
  • Appliances: Dishwasher, Disposal, Microwave, Range
  • MLS#: FC318090
  • Days on Market: 18 days
  • Website: https://www.raveis.com
    /prop/FC318090/23ramrocklane_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/23/2026 6:47:07 PM)
Listing courtesy of ADAMS HOMES REALTY, INC   Phone: 850-469-0977

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

23 RAMROCK LANE, Palm Coast, FL, 32164

$330,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $264,720 $264,720 $264,720
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $44 $44 $44
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,630 $1,671 $2,198
Total Monthly Payment $1,749 $1,790 $2,317

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.