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Nestled in the heart of the Village of Highland Falls, this charming and thoughtfully updated 3-bedroom ranch places you just moments from the scenic Hudson River and the renowned United States Military Academy at West Point. Located on a quiet, walkable street, the home offers easy access to local shops, restaurants, parks, and the everyday conveniences that make this historic Hudson Valley town so desirable. Combining character, location, and lifestyle, this property is a wonderful opportunity to enjoy all that Highland Falls has to offer. Positioned on a quaint corner lot, this lovingly maintained 1916 home beautifully preserves its original charm while incorporating thoughtful updates throughout. A covered front porch welcomes you in and provides the perfect spot to relax and take in the peaceful neighborhood setting. Inside, the bright and inviting layout is filled with natural light and offers a comfortable flow for everyday living. Recently uncovered and restored hardwood floors add warmth and timeless character throughout the home. The eat-in kitchen offers functional space for daily living, while three bedrooms and a full bath provide the ease and convenience of single-level living. A washer and dryer hookup is discreetly tucked into a bedroom closet for added practicality. Additional features include a partial basement ideal for storage, a new water heater installed in 2025, and the convenience of public water, sewer, and natural gas services. While the property does not include a driveway or garage, there is ample on-street parking available, along with a small public parking lot located less than 100 feet away for added convenience. Outside, the thoughtfully landscaped yard is filled with blooming perennials that provide seasonal color and create a peaceful outdoor setting that attracts a variety of beautiful birds. Living in Highland Falls offers more than just a home — it’s a lifestyle surrounded by the natural beauty of the Hudson Highlands. Enjoy close proximity to hiking trails, river access, and outdoor recreation, with nearby destinations such as Bear Mountain State Park and Harriman State Park just a short drive away. Commuters will also appreciate convenient access to major roadways and nearby train service for travel to NYC and beyond. Whether you’re searching for a full-time residence, weekend getaway, or investment opportunity, this property offers timeless charm, thoughtful updates, and an unbeatable location in one of the Hudson Valley’s most desirable river towns.
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Our Executive Mortgage Banker:
$309,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $247,200 | $247,200 | $247,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $603 | $603 | $603 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,522 | $1,583 | $2,069 |
| Total Monthly Payment | $2,200 | $2,261 | $2,747 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.