|
Discover this beautifully maintained home in the desirable Cedar Springs community of Johns Island. This three bedroom, two bathroom residence includes a professionally finished room over the garage currently utilized as a fourth bedroom. Since the owner purchased, the home has undergone significant upgrades, including smooth scraped ceilings, new oak hardwood flooring throughout, and a modern kitchen transformation featuring stunning quartz countertops. Both bathrooms have been elegantly updated, with the primary bath receiving a complete remodel. The living space is anchored by a redesigned fireplace featuring new pilasters and a slate hearth, while custom blinds and new fixtures complete the interior. The expansive backyard is highlighted by a newly built deck perfect for grilling and entertaining. All kitchen appliances convey with the sale along with the washer, dryer, and garage refrigerator. Situated in a desirable X flood zone (no lender flood insurance required), the home offers peace of mind with a current flood policy, an active termite bond, and recent maintenance including a March 2026 HVAC service and a septic inspection. Detailed service receipts and property documents are available in the MLS for review. You will truly appreciate the attention to detail throughout this property. Schedule your private showing today.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$589,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $471,920 | $471,920 | $471,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,906 | $2,980 | $3,919 |
| Total Monthly Payment | $2,998 | $3,072 | $4,011 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.