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Waterfront Living at Its Finest - Direct Gulf Access! Experience the ultimate Southwest Florida lifestyle in this beautifully remodeled waterfront home offering direct access to San Carlos Bay and the Gulf of Mexico. Situated on an extra-wide canal, this property is a boater's dream with an 85' concrete dock, 10, 000 lb boat lift, seawall, and waterside seating area—perfect for sunset cocktails or morning coffee while dolphins and manatees pass by. This fully renovated 2-bedroom, 2-bath home with HUGE den, blends classic Florida charm with modern upgrades. The additional expansive Florida room showcases panoramic waterfront views, creating a seamless indoor-outdoor living experience. Upgrades include a 2022 metal roof, hurricane-impact windows, and an energy-efficient mini-split system, ensuring comfort and peace of mind. Inside, you'll find continuous tile flooring throughout and custom interior Bahama shutters that enhance the home's coastal character. The property also features a covered carport, attached garage with electronic screen, and ample on-site parking—ideal for entertaining family and friends. A breezeway leads to a workshop and storage shed, perfect for boating gear, fishing equipment, or hobbies. Located on a quiet cul-de-sac directly across from St. Jude Nature Preserve, you'll enjoy unmatched privacy, birdwatching, and serene natural surroundings right outside your front door. Whether you're an avid boater, nature lover, or simply seeking a peaceful waterfront retreat, this home delivers location, lifestyle, and quality in one exceptional package.
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $455,920 | $455,920 | $455,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $320 | $320 | $320 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,697 | $2,807 | $3,695 |
| Total Monthly Payment | $3,109 | $3,219 | $4,107 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.