554 Mirror Pond Court, Moriches, NY, 11955 | $499,000
Welcome to The Waterways! This ground level Edgewater model condo offers 2 bedrooms and 2 baths and the rare opportunity to own the lowest-priced condo in this prestigious gated community. Tranquility and serenity surround you as you enter this end unit enhanced only by the open floor plan which allows for a seamless flow, ideal for entertaining and family gatherings. Natural gas heating and central air conditioning, a cozy natural gas fireplace, 1 car attached garage as well as the ground floor location enhance the homes comfort, charm and accessibility. The development's 24 hour gated security, well kept grounds and secluded setting create a private, peaceful, low maintenance living experience. The monthly HOA of $960 covers cable, trash, outside grounds care, snow removal and access to clubhouse, pool, marina and homeowner boat slips (as available for additional cost to homeowners). Homeowner is offering a Premium Home Warranty through American Home Shield for 1 year with no cost to the potential buyer. The ShieldGold warranty covers Heating & AC systems, Electrical & Plumbing systems, Kitchen appliances & Laundry appliances within the condo. This unit is only 1 of 3 currently available within the development and the ONLY ground level unit.
Features
- Parking: 2-car, Attached, Driveway, Garage, Garage Door Opener, Private, Shared Driveway
- Heating: Forced Air, Natural Gas
- Cooling: Central Air
- Levels: 1
- Amenities: Boat Dock, Clubhouse, Fitness Center, Gated, Landscaping, Lounge, Maintenance Grounds, Pool, Powered Boats Allowed, Recreation Facilities, Security, Snow Removal, Tennis Court(s), Trash
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full
- Laundry: Electric Dryer Hookup, In Unit, Washer Hookup
- Complex: The Waterways
- Year Built: 1999
- Common Charge: $960 Monthly
- Approx Sq. Feet: 1,497
- Acreage: 0.05
- Est. Taxes: $3,869
- Lot Desc: Landscaped, Level, Private
- View: Water
- Adult Communities: Yes
- Water Front: Yes
- Elem. School: Moriches Elementary School
- Middle School: William Floyd Middle School
- High School: William Floyd High School
- School District: William Floyd
- Pet Policy: Cats OK, Dogs OK, Number Limit
- Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Washer
- MLS#: 950265
- Days on Market: 86 days
- Website: https://www.raveis.com
/prop/950265/554mirrorpondcourt_moriches_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
554 Mirror Pond Court, Moriches, NY, 11955
$499,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $322 | $322 | $322 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,298 | $2,556 | $3,315 |
| Total Monthly Payment | $2,695 | $2,953 | $3,712 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535