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Waterfront Home!! From the moment one turns onto the driveway and when entering through the double front doors, one is entrance by the fabulous waterviews this home offers. The owners have invested time, money and energy into updating this spacious home with its open floor plan. Updates include all new wood floors, new white marble counter tops, some new windows, a new Primary bedroom suite with a new ensuite bathroom and a separate staircase and updated bathrooms throughout . Updates also include Propane gas added for cooking and heating and a new Ipe (Brazilian hardwood ) deck, a new generator , a newly finished basement with new laundry room, rewiring and more. The property was newly landscaped and the bluff had a revetment which included the addition of a wide path leading to the beach fronting the property. All work done with proper permits and CO’s. Come visit this beautiful 5 BR 4 1/2 bath home that will enchant you with its generously sized rooms and spectacular waterviews. Enjoy all of the amenities of the Inc. Village of Lloyd Harbor with its private police force, Village Beaches and tennis courts and wonderful Caumsett Park with hiking trails, historic buildings , and Caumsett foundation events including Polo matches, Easter Egg hunts and other events. Also has a private riding stable with paddocks and horse trails.
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Our Executive Mortgage Banker:
$4,250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $3,400,000 | $3,400,000 | $3,400,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $3,480 | $3,480 | $3,480 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $19,039 | $20,659 | $28,462 |
| Total Monthly Payment | $22,644 | $24,264 | $32,067 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.