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Presented by
Corinne Machowski |
Reimagined and Rebuilt Waterfront Estate with Private Beach Access — Lloyd Harbor, NY. Located on one of the Long Island’s North Shore’s most coveted coastline stretches, this rare waterfront home offers privacy, natural beauty, comfort and understated prestige that have long defined Lloyd Harbor. Set on two acres overlooking the Long Island Sound, this extensively renovated residence is designed to maximize light, views, and effortless coastal living. Nearly every room captures water views, creating a constant connection to the surrounding landscape. Sun-filled interiors include five bedrooms and five-and-a-half baths, highlighted by a newly created primary suite with panoramic views of the Sound, a split staircase entrance and a luxurious ensuite bath with heated floors. Hardwood floors, thoughtfully crafted bathrooms, high-end appliances, and four fireplaces add warmth, comfort, and timeless appeal throughout. A newly finished lower level provides additional space for entertaining, recreation and accommodation. Outside, a new expansive Ipe deck overlooks the ever-changing waters of the Sound, while professionally landscaped grounds descend to a wide private path leading directly to your own stretch of beach. From sunrise walks along the shoreline to evenings watching the light fade across the water, the setting offers a level of waterfront living rarely available on Long Island’s Gold Coast. A new reinforced eight feet tall rock revetment protects the shoreline, while a whole-house generator provides year-round peace of mind. Residents enjoy exclusive village amenities, including the lifeguarded Lloyd Neck beach, tennis courts, all-year road maintenance and a dedicated police department, along with direct access to the trails, equestrian facilities, and thousands of protected acres at Caumsett State Historic Park Preserve and Target Rock Wildlife Refuge. Located within the acclaimed Cold Spring Harbor School District and approximately one hour from Manhattan, this is a rare opportunity to own a private waterfront retreat in one of the most sought-after communities.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$3,995,000
Sales Associate
William Raveis Real Estate
Phone: 860.614.9240
MachowskiC@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.463.1745
Russell.Baboff@raveis.com
NMLS Mortgage Loan Originator ID 1014636
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $3,196,000 | $3,196,000 | $3,196,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.121% | 6.183% |
| Monthly Tax Payment | $3,480 | $3,480 | $3,480 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $18,147 | $19,162 | $26,970 |
| Total Monthly Payment | $21,752 | $22,767 | $30,575 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.