17 Sea Crest Drive, Lloyd Neck, NY, 11743 | $3,995,000

Reimagined and Rebuilt Waterfront Estate with Private Beach Access — Lloyd Harbor, NY. Located on one of the Long Island’s North Shore’s most coveted coastline stretches, this rare waterfront home offers privacy, natural beauty, comfort and understated prestige that have long defined Lloyd Harbor. Set on two acres overlooking the Long Island Sound, this extensively renovated residence is designed to maximize light, views, and effortless coastal living. Nearly every room captures water views, creating a constant connection to the surrounding landscape. Sun-filled interiors include five bedrooms and five-and-a-half baths, highlighted by a newly created primary suite with panoramic views of the Sound, a split staircase entrance and a luxurious ensuite bath with heated floors. Hardwood floors, thoughtfully crafted bathrooms, high-end appliances, and four fireplaces add warmth, comfort, and timeless appeal throughout. A newly finished lower level provides additional space for entertaining, recreation and accommodation. Outside, a new expansive Ipe deck overlooks the ever-changing waters of the Sound, while professionally landscaped grounds descend to a wide private path leading directly to your own stretch of beach. From sunrise walks along the shoreline to evenings watching the light fade across the water, the setting offers a level of waterfront living rarely available on Long Island’s Gold Coast. A new reinforced eight feet tall rock revetment protects the shoreline, while a whole-house generator provides year-round peace of mind. Residents enjoy exclusive village amenities, including the lifeguarded Lloyd Neck beach, tennis courts, all-year road maintenance and a dedicated police department, along with direct access to the trails, equestrian facilities, and thousands of protected acres at Caumsett State Historic Park Preserve and Target Rock Wildlife Refuge. Located within the acclaimed Cold Spring Harbor School District and approximately one hour from Manhattan, this is a rare opportunity to own a private waterfront retreat in one of the most sought-after communities.

Features

  • Rooms: 12
  • Bedrooms: 5
  • Baths: 5 full / 1 half
  • Laundry: In Basement, Laundry Room
  • Style: Colonial
  • Year Built: 1999
  • Garage: 2-car
  • Heating: Electric, Propane
  • Cooling: Central Air
  • Basement: Finished, Walk-Out Access
  • Approx Sq. Feet: 6,482
  • Acreage: 2.05
  • Est. Taxes: $41,756
  • HOA Fee: $1,500 Annually
  • View: Panoramic, Water
  • Water Front: Yes
  • Elem. School: Lloyd Harbor School
  • Middle School: Cold Spring Harbor High School
  • High School: Cold Spring Harbor High School
  • School District: Cold Spring Harbor
  • Appliances: Dryer, Gas Oven, Gas Range, Refrigerator, Stainless Steel Appliance(s), Washer, Gas Water Heater
  • MLS#: 990765
  • Days on Market: 61 days
  • Website: https://www.raveis.com
    /eprop/990765/17seacrestdrive_lloydneck_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Corinne MachowskiSales Associate

860.614.9240

MachowskiC@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Russell BaboffVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1014636

860.463.1745

Russell.Baboff@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian KellyInsurance Sales Director, William Raveis Insurance

860.655.6934

Brian.Kelly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

17 Sea Crest Drive, Lloyd Neck, NY, 11743

$3,995,000

Corinne Machowski

Sales Associate

William Raveis Real Estate

Phone: 860.614.9240

MachowskiC@raveis.com

Russell Baboff

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.463.1745

Russell.Baboff@raveis.com

NMLS Mortgage Loan Originator ID 1014636

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $3,196,000 $3,196,000 $3,196,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.121% 6.183%
Monthly Tax Payment $3,480 $3,480 $3,480
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $18,147 $19,162 $26,970
Total Monthly Payment $21,752 $22,767 $30,575

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.