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Charming bungalow located in the highly desirable Anderson University area of Anderson! This inviting home offers 2 bedrooms, 2 full baths, and a versatile flex room (15x14) currently used as a third bedroom—perfect for guests, a home office, or additional living space. A slate walkway leads to the front stoop, adding to the home’s curb appeal. Inside, you will find original hardwood floors, abundant natural light, and generously sized rooms throughout the 1, 438 square feet of living space. The updated kitchen features granite countertops, ample cabinetry, and all appliances convey—plus a convenient laundry alcove. Both bedrooms are spacious, with the second bedroom offering a private bath. The hallway bath includes a tiled tub/shower combo with dual access from the hall and front bedroom. Closet space is surprisingly generous for a home of this era. Enjoy outdoor living in the private, fenced backyard. Additional features include driveway parking and a single-car attached garage. Currently tenant-occupied with 3 renters (each with a private bedroom), this property presents a great investment opportunity or future primary residence. Ideally situated within walking distance to Anderson University and just minutes from downtown Anderson, medical facilities, and shopping. Don’t miss your chance to own this charming and versatile home in a prime location!
| Type | Dimensions | Level |
|---|---|---|
| Bedroom2 | 12x12 | Main |
| DiningRoom | 12x9 | Main |
| LivingRoom | 12x17 | Main |
| Other | 15x14 | Main |
| PrimaryBedroom | 12x18 | Main |
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Our Executive Mortgage Banker:
$255,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $204,000 | $204,000 | $204,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,222 | $1,273 | $1,680 |
| Total Monthly Payment | $1,297 | $1,348 | $1,755 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.