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Fully furnished! Welcome to this beautifully updated home in the heart of Montgomery, New York, where comfort, style, and everyday convenience come together. Currently set up for SHORT TERM RENTAL investment, but perfect for buyers looking for a quiet neighborhood to settle into. Upstairs, an ADDITIONAL BONUS ROOM with an ensuite half bath offers endless possibilities as a 3rd bedroom, playroom, media room, home office, or extra storage. Set on a beautifully maintained property in the desirable VALLEY CENTRAL SCHOOL DISTRICT, this move-in ready home offers the perfect opportunity for those looking to settle into one of the Hudson Valley’s most sought-after communities. Step inside to find brand-new hardwood flooring and thoughtfully updated finishes throughout, creating a warm and inviting atmosphere from the moment you enter. The spacious kitchen serves as the centerpiece of the home, featuring quartz countertops, updated cabinetry, and stainless steel appliances—perfect for holiday gatherings, and entertaining. The main-level primary bedroom offers easy living and privacy, while additional bedrooms provide flexible space for guests, or a home office. Beautifully updated bathrooms feature quartz countertops and modern finishes, blending both style and functionality. A standout feature of the home is the dedicated WELLNESS SPACE, complete with a soaking tub and private sauna—your own peaceful retreat to unwind and recharge. Outside, enjoy a professionally landscaped yard and patio ideal for summer barbecues, outdoor play, or relaxing evenings at home. The stucco exterior and newer roof (approximately 3 years old) add lasting value and curb appeal. Located just minutes from Montgomery’s charming village center, local shops, restaurants, parks, and schools, with easy access to major commuter routes, this home offers the perfect balance of small-town charm and everyday convenience. If you’ve been looking for a home that offers updated living, flexible space, and room to grow in a prime Hudson Valley location, this is one you won’t want to miss.
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Our Executive Mortgage Banker:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $420,000 | $420,000 | $420,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $626 | $626 | $626 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,515 | $2,620 | $3,430 |
| Total Monthly Payment | $3,233 | $3,338 | $4,148 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.