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First Time to Market - Presenting this delightful 4-BR, lakefront home located in the desirable "Mirage" neighborhood of The Isles of Oasis HOA. This particular model was purchased by the Seller directly from the developer and now the time has come for a new steward. The home features over 2000+ square feet of under-air living space, highlighted by lovely real-wood bamboo flooring through the common areas which gives it a warm, tropically elegant look and feel. The high ceilings throughout the home contribute to that spacious feeling. The kitchen and living room are situated towards the back of the house, offering pleasant views of the lake and outdoor entertainment area. Additional features include a formal dining room, laundry room, and large garage. The sliding glass doors off of the kitchen area lead to a peaceful outdoor seating area where one can enjoy the calmness of the lake or the natural flora and fauna that live in and around the peaceful body of water. Backyard space is fully fenced/gated for pets and additional privacy. Property is being sold with all of the furnishings/decor included in the sale. Isle of Oasis is a fully gated and secure master-planned community with a clubhouse for residents. HOA dues are very reasonable and the communities are maintained at a high-standard.
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Our Executive Mortgage Banker:
Our Insurance Division:
$625,345
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $500,276 | $500,276 | $500,276 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $806 | $806 | $806 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,999 | $3,121 | $4,121 |
| Total Monthly Payment | $3,897 | $4,019 | $5,019 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.