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Welcome to 80 Excelsior Ave in Middletown! This well maintained and thoughtfully updated home offers both comfort and functionality. The first floor features a spacious living room and dining room with durable laminate flooring, a convenient half bath, and a tiled kitchen with stainless steel appliances. Upstairs, you'll find three generously sized bedrooms and two full baths, along with a significant bonus. . . an additional 560 sq. ft. of living space over a 2 car garage which were both added in 2018. This versatile area includes laminate flooring, electric, sheetrock walls, and central air and heat, making it perfect for a family room, home office, gym, or guest space. In addition to a large fenced in yard, you'll find an 18X26 covered patio with professionally installed plumber's pipe outlining the entire patio allowing custom curtains to completely enclose the space for additional pivacy or warmth in the winter. Additional highlights include central air installed in 2018, generator hook up to the circuit breaker for added peace of mind, a 6 camera Alibi Witness System w/ DVR, an 8X10 outdoor shed, new roof on house and shed installed in 2021, and included appliances: stove, refrigerator, dishwasher, and Electrolux stackable front load washer and dryer. Outdoor extras may be negotiated in addition to home sale price include a beautifully maintained outdoor playset (stained annually), and a 3 seater Hot Springs Jetsetter hot tub ideal for relaxation and entertaining. Located near shopping, restaurants, train station, and a hospital, this home has it all! Don't miss this opportunity to own a move-in ready home with flexible living space and valuable upgrades. Schedule your showing TODAY, this property will go fast!
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Our Executive Mortgage Banker:
Our Insurance Division:
$469,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $375,920 | $375,920 | $375,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.373% |
| Monthly Tax Payment | $644 | $644 | $644 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,254 | $2,345 | $3,070 |
| Total Monthly Payment | $2,973 | $3,064 | $3,789 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.