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Welcome to 763 Pat Drive, a warm and inviting 3-bedroom, 1. 5-bath home located in the heart of West Islip, offering an exceptional blend of character, comfort, and outdoor living. Step inside through a stunning main entry door with stained glass detailing into a gracious walk-in foyer complete with a coat closet and window, immediately setting the tone for a home that feels both welcoming and thoughtfully designed. The sun-drenched living room features rich hardwood flooring, recessed lighting, and a dramatic floor-to-ceiling bay window that fills the space with natural light. The heart of this home is an open kitchen and dining room combination that truly delights. Enjoy tile flooring throughout, gorgeous granite countertops, an island with built-in sink, classic wood cabinetry, and stainless steel appliances. A built-in wine rack, a skylight in the dining room, and exposed wooden ceiling beams lend the space a timeless, character-rich warmth. French doors from the kitchen open directly to the deck, making indoor-outdoor entertaining effortless. The cozy den with its classic wood-burning fireplace with brick panel surround, front-facing bay window, and another window facing the back makes it the perfect retreat. A convenient half-bath with window is located in the den as well. The backyard is something special. Step outside to a sprawling, park-like backyard complete with a large multi-section deck with built-in bench seating and a sitting area, ideal for entertaining, relaxing, and enjoying the outdoors. An electric awning adds shade and style. The heated semi-inground swimming pool features a new liner and new pump, and carries a Certificate of Occupancy. The backyard is truly a private retreat. Bonus space: A separate structure in the backyard serves beautifully as a home office, studio, or creative space and carries a Certificate of Compliance (issued November 1993). Additional highlights include 200-amp electrical service and a generator is included, a hot water heater approximately one year old, central air conditioning, a beautiful 5-year-old driveway with generous parking, and a large front lawn.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$689,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $551,200 | $551,200 | $551,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.373% |
| Monthly Tax Payment | $962 | $962 | $962 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,305 | $3,439 | $4,501 |
| Total Monthly Payment | $4,359 | $4,493 | $5,555 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.