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Welcome to a truly special lakeside retreat tucked inside the charming Putnam Lake community--where character, comfort, and natural beauty come together effortlessly. Set on a rare landscaped double lot with panoramic lake views, this 2-bedroom, 1-bath bungalow immediately stands out with its timeless stone foundation and classic stucco exterior. A striking Japanese maple anchors the property, adding color and elegance through the seasons, while the side stone patio and quaint well house enhance the home's distinctive, storybook appeal. Step inside and you're greeted by a dramatic living room featuring a soaring cathedral wood-beamed ceiling and a stunning stone wood-burning fireplace--the perfect centerpiece for cozy evenings year-round. Rich hardwood floors run throughout, adding warmth and authenticity to the home's natural charm. Just off the main bedroom, a sun-drenched sitting room offers a peaceful escape, wrapped in windows that invite in abundant natural light and tranquil views. Whether used as a reading nook, creative space, or morning retreat, it's a standout feature that elevates the home's livability. Designed for both full-time living and weekend getaways, this property offers access to the private Putnam Lake community, where homeowners enjoy boating (non-motorized, including rowboats) and fishing--ideal for those seeking a relaxed, outdoor lifestyle. Location-wise, you get the best of both worlds: Approximately 60 miles to New York City, typically about a 1 hour 30 minute drive depending on traffic--making it a very feasible escape from city life. Just about 15 miles to Danbury, roughly a 25-30 minute drive, offering convenient access to shopping, dining, and commuter connections. This is not just a home--it's a unique lakeside haven with personality, privacy, and proximity. Properties like this, with such architectural charm and setting, rarely come to market.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $319,920 | $319,920 | $319,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $956 | $956 | $956 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,970 | $2,020 | $2,657 |
| Total Monthly Payment | $3,001 | $3,051 | $3,688 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.