38 Lake Shore Drive, Patterson, NY, 12563 | $399,900

Welcome to a truly special lakeside retreat tucked inside the charming Putnam Lake community--where character, comfort, and natural beauty come together effortlessly. Set on a rare landscaped double lot with panoramic lake views, this 2-bedroom, 1-bath bungalow immediately stands out with its timeless stone foundation and classic stucco exterior. A striking Japanese maple anchors the property, adding color and elegance through the seasons, while the side stone patio and quaint well house enhance the home's distinctive, storybook appeal. Step inside and you're greeted by a dramatic living room featuring a soaring cathedral wood-beamed ceiling and a stunning stone wood-burning fireplace--the perfect centerpiece for cozy evenings year-round. Rich hardwood floors run throughout, adding warmth and authenticity to the home's natural charm. Just off the main bedroom, a sun-drenched sitting room offers a peaceful escape, wrapped in windows that invite in abundant natural light and tranquil views. Whether used as a reading nook, creative space, or morning retreat, it's a standout feature that elevates the home's livability. Designed for both full-time living and weekend getaways, this property offers access to the private Putnam Lake community, where homeowners enjoy boating (non-motorized, including rowboats) and fishing--ideal for those seeking a relaxed, outdoor lifestyle. Location-wise, you get the best of both worlds: Approximately 60 miles to New York City, typically about a 1 hour 30 minute drive depending on traffic--making it a very feasible escape from city life. Just about 15 miles to Danbury, roughly a 25-30 minute drive, offering convenient access to shopping, dining, and commuter connections. This is not just a home--it's a unique lakeside haven with personality, privacy, and proximity. Properties like this, with such architectural charm and setting, rarely come to market.

Features

  • Rooms: 7
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: In Basement
  • Style: Bungalow
  • Year Built: 1939
  • Garage: 1-car
  • Heating: Forced Air, Oil
  • Cooling: None
  • Basement: Full, Walk-Out Access
  • Approx Sq. Feet: 831
  • Acreage: 0.28
  • Est. Taxes: $11,475
  • Water Front: Yes
  • Elem. School: John F. Kennedy
  • Middle School: Henry H Wells Middle School
  • High School: Brewster High School
  • School District: Brewster
  • Appliances: Dishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: 991028
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /prop/991028/38lakeshoredrive_patterson_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of HOWARD HANNA RAND REALTY   Phone: 845-338-5252

William Raveis Family of Services

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Contact@raveis.com

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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38 Lake Shore Drive, Patterson, NY, 12563

$399,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,920 $319,920 $319,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $956 $956 $956
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,970 $2,020 $2,657
Total Monthly Payment $3,001 $3,051 $3,688

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.