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Welcome to 46 Horseshoe Drive! A rare opportunity in the sought-after Longmeadow Heights community! Perched high w/ sweeping, panoramic views, this original-owner, side-by-side duplex offers the charm of a classic colonial with the built-in financial flexibility of a two-family home. The "Madison" style layout gives the property strong curb appeal and the feel of a single-family home while quietly delivering smart income potential. Each unit mirrors the other w/ 3 spacious BR, 1. 5 BA & an open-concept kitchen/dining area, along with private entrances that provide a true sense of independence for both sides. Finished walk-out LL expand the living space, offering flexibility for recreation, home offices or storage. One unit features its own deck-perfect for enjoying the elevated setting and scenic surroundings-and each side benefits from its own dedicated driveway. Location is a major plus: set in an established, quiet neighborhood of mainly single family homes yet just minutes to shopping, dining, and everyday conveniences, with easy access to bus lines. This home is great for all and works wonderfully as an owner-occupant opportunity to live in one unit while offsetting costs by renting the other and offers the perfect canvas for buyers ready to bring their vision & add value over time. With solid bones, generous layout, private yard & an unbeatable setup, the upside here is undeniable!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,999 | $319,999 | $319,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $767 | $767 | $767 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,917 | $1,996 | $2,613 |
| Total Monthly Payment | $2,759 | $2,838 | $3,455 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.