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2814 JARVIS CIRCLE, Palm Harbor, FL, 34683 | $749,900
Under contract-accepting backup offers. Welcome to Waterford Crossing, one of the most sought-after communities in the Palm Harbor/Dunedin area—just 1. 5 miles from the Dunedin Causeway and Honeymoon Island State Park, where you can fully embrace the Florida lifestyle.
This pristine residence showcases true pride of ownership and is set on an expansive 1/3-acre lot with lush, well-maintained landscaping. Offering 3 bedrooms, 2 full bathrooms, and a heated saltwater pool, this home has been thoughtfully updated throughout.
All three bedrooms feature brand-new luxury vinyl wide-plank flooring installed in April 2026. The split-bedroom floor plan provides added privacy, with a spacious primary suite tucked away, complete with a beautifully appointed en-suite bathroom featuring a glass shower enclosure, granite countertops, water closet, and a walk-in closet. Bedrooms two and three are located on the opposite side of the home and share a tastefully updated full bathroom.
The inviting front entrance includes a portico with new tile flooring (2025) and leads through elegant double front doors with built-in blinds (2025). Adding even more value and peace of mind, brand-new hurricane-rated impact windows were installed on May 1st 2026!
The kitchen is both functional and stylish, featuring solid wood cabinetry, high-end granite countertops, a tile backsplash, and appliances updated in 2018. The living room is warm and welcoming, highlighted by a wood-burning stone fireplace, abundant natural light, French doors, and plush high-quality carpeting installed in 2023.
Step outside to your private backyard oasis, complete with a heated (propane) saltwater pool, a new pool pump (2022), pool heater (2023) and a new saltwater system (2025). The pool enclosure was installed in 2017, creating a perfect space for year-round enjoyment. The pavered lanai offers a covered gathering area with a remote-controlled awning and privacy shades—ideal for entertaining or relaxing.
Additional features include an HVAC system (2019), roof is approximately 10 years old with R-38 attic insulation, an updated sprinkler system (2024), an 80 gallon water heater, a new garage door motor, and updated ductwork.
All room dimensions are approximate. Schedule your private in-person or live virtual tour today and experience everything this exceptional home has.
Features
- Amenities: Fence Restrictions, Park, Playground, Vehicle Restrictions
- Rooms: 10
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 123 x 110
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Year Built: 1990
- Garage: 2-car Garage Door Opener, Guest, Off Street
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 2,078
- Acreage: 0.29
- Lot Size: 123 x 110
- Est. Taxes: $9,903
- HOA Fee: $513 Semi-Annually
- Elem. School: San Jose Elementary-PN
- Middle School: Palm Harbor Middle-PN
- High School: Dunedin High-PN
- Pool: Gunite, Heated, In Ground, Lighting, Salt Water, Screen Enclosure
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: TB8501105
- Days on Market: 16 days
- Website: https://www.raveis.com
/prop/TB8501105/2814jarviscircle_palmharbor_fl?source=qrflyer
Listing courtesy of Coldwell Banker Realty Phone: 727-781-3700
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2814 JARVIS CIRCLE, Palm Harbor, FL, 34683
$749,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $599,920 | $599,920 | $599,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $825 | $825 | $825 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,694 | $3,788 | $4,982 |
| Total Monthly Payment | $4,611 | $4,705 | $5,899 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388