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With low property taxes of just $5, 185, this thoughtfully renovated home delivers exceptional value while living far larger than its footprint. The sun-filled main level offers a bright, open feel, anchored by a beautifully updated modern kitchen with clean finishes and seamless access to the backyard. The finished lower level adds versatile bonus space with a separate rear entrance, offering flexibility for guests, recreation, or extended living. Outside, enjoy a deep, level backyard featuring patio space and an expansive lawn - ideal for entertaining and everyday use. Located in the desirable McLean Heights neighborhood, this is a true commuter’s dream with easy access to major highways, Metro-North, and the 2, 4, and 5 subway lines. Just a short walk to a vibrant commercial corridor with shopping and dining, and minutes from Van Cortlandt Park with trails, sports fields, playgrounds, dog runs, and BBQ areas. A turnkey home that combines charm, functionality, and a surprisingly spacious feel.
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Our Executive Mortgage Banker:
Our Insurance Division:
$558,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $446,400 | $446,400 | $446,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $432 | $432 | $432 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,641 | $2,749 | $3,645 |
| Total Monthly Payment | $3,165 | $3,273 | $4,169 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.