|
|
Welcome to easy, one-level living just steps from the shores of beautiful Lake Champlain. This inviting 2-bedroom, 1-bath home offers the perfect blend of comfort, convenience, and location—ideal for first-time homebuyers, those looking to downsize, or anyone seeking a low-maintenance lifestyle in a truly desirable setting. Nestled near the St. Albans Marina, you’ll love the ability to start your mornings with a peaceful walk along the water, spend your afternoons enjoying all that the lake has to offer, and wind down your evenings with a stop at one of the best creemie spots in town—all just moments from your front door. This location captures the essence of Vermont living, with nearby local amenities, dining, and recreation while still offering a relaxed, lakeside feel. Inside, the home features a practical and comfortable layout with everything conveniently located on one level, making day-to-day living simple and efficient. The living spaces are filled with natural light and offer a warm, welcoming atmosphere ready for your personal touch. Whether you’re hosting friends or enjoying a quiet night in, this home provides just the right amount of space without the burden of excess upkeep. Outside, the manageable lot is perfect for those who want to enjoy their property without spending all weekend maintaining it. There’s room to garden, relax, or simply take in the fresh lake air. With its incredibly affordable price point and sought-after location, this property presents a rare opportunity to own near Lake Champlain without compromising on convenience or lifestyle. Whether you’re starting out, simplifying, or searching for a cozy retreat by the water, this home offers charm, value, and a location that’s hard to beat—just 30 minutes to Burlington, about an hour to Jay Peak Resort for year-round adventure, and approximately 1 hour 15 minutes to Montreal for world-class dining, shopping, and culture.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/21/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$239,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $191,200 | $191,200 | $191,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $207 | $207 | $207 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,177 | $1,224 | $1,601 |
| Total Monthly Payment | $1,459 | $1,506 | $1,883 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.