40 Bouthillette Circle, St. Albans Town, VT, 05487 | $239,000

Welcome to easy, one-level living just steps from the shores of beautiful Lake Champlain. This inviting 2-bedroom, 1-bath home offers the perfect blend of comfort, convenience, and location—ideal for first-time homebuyers, those looking to downsize, or anyone seeking a low-maintenance lifestyle in a truly desirable setting. Nestled near the St. Albans Marina, you’ll love the ability to start your mornings with a peaceful walk along the water, spend your afternoons enjoying all that the lake has to offer, and wind down your evenings with a stop at one of the best creemie spots in town—all just moments from your front door. This location captures the essence of Vermont living, with nearby local amenities, dining, and recreation while still offering a relaxed, lakeside feel. Inside, the home features a practical and comfortable layout with everything conveniently located on one level, making day-to-day living simple and efficient. The living spaces are filled with natural light and offer a warm, welcoming atmosphere ready for your personal touch. Whether you’re hosting friends or enjoying a quiet night in, this home provides just the right amount of space without the burden of excess upkeep. Outside, the manageable lot is perfect for those who want to enjoy their property without spending all weekend maintaining it. There’s room to garden, relax, or simply take in the fresh lake air. With its incredibly affordable price point and sought-after location, this property presents a rare opportunity to own near Lake Champlain without compromising on convenience or lifestyle. Whether you’re starting out, simplifying, or searching for a cozy retreat by the water, this home offers charm, value, and a location that’s hard to beat—just 30 minutes to Burlington, about an hour to Jay Peak Resort for year-round adventure, and approximately 1 hour 15 minutes to Montreal for world-class dining, shopping, and culture.

Features

  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full
  • Style: Ranch,Single Level
  • Year Built: 1989
  • Garage: 1-car Garage
  • Heating: Propane,Monitor Type
  • Cooling: None
  • Approx Sq. Feet: 864
  • Est. Taxes: $2,481
  • Lot Desc: Country Setting,Lake View,Lakes,Level,Water View
  • Elem. School: St. Albans Town Educ. Center
  • Middle School: Bellows Free Academy
  • High School: Bellows Free Academy
  • School District: Maple Run USD
  • MLS#: 5085524
  • Website: https://www.raveis.com
    /prop/5085524/40bouthillettecircle_stalbanstown_vt?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/21/2026
Listing courtesy of CENTURY 21 MRC   Phone: 802-782-8662
Listing Agent: Mona Branon Lemieux

William Raveis Family of Services

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance

617.320.5687

Joel.Fanjoy@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

40 Bouthillette Circle, St. Albans Town, VT, 05487

$239,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $191,200 $191,200 $191,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment $207 $207 $207
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,177 $1,224 $1,601
Total Monthly Payment $1,459 $1,506 $1,883

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.