149 Elcy Lane, Charlotte, VT, 05445 | $1,185,000

Set on five picturesque acres in sought-after Charlotte, Vermont, this 2019 contemporary colonial offers an exceptional blend of refined living and natural beauty. Framed by sweeping Green Mountain views—including iconic Camel’s Hump—and bordered by 55 acres of conserved land, the setting is both peaceful and inspiring, with direct access to neighborhood walking paths leading toward Mount Philo State Park. A covered, west-facing front porch welcomes you with golden sunset skies before stepping inside to a dramatic great room, where soaring 18-foot cathedral ceilings and expansive windows capture meadow views and ever-changing light. Birch hardwood floors extend throughout both levels, complemented by custom millwork, built-ins, and generously scaled rooms designed for comfort and style. The heart of the home is a beautifully appointed kitchen featuring quartz countertops, Energy Star stainless appliances, and thoughtfully designed cabinetry with exceptional storage. A large island with integrated wine/workspace creates a natural gathering place, seamlessly connecting to the great room and formal dining area—ideal for both everyday living and entertaining. The main-level primary suite offers a private retreat with a spa-like bath, complete with dual vanities, a soaking tub, and walk-in shower. Upstairs, a second ensuite with a deluxe bath and dual closets is joined by additional bedrooms and a flexible office or study. A striking balcony overlooks the great room and frames distant mountain vistas, creating a graceful connection between levels. The walkout lower level is filled with natural light and offers excellent space for recreation, fitness, or relaxation, opening to a patio and landscaped grounds. Enjoy morning light from the rear deck, and take advantage of the third-floor attic, ready for future expansion or creative use. A rare opportunity to enjoy elevated country living just moments from trails, nature, and an easy commute to Burlington or Middlebury.

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Style: Colonial,Contemporary
  • Year Built: 2019
  • Garage: 2-car Garage
  • Heating: Propane,Pellet Stove,Baseboard,Hot Water,Other,Mini Split
  • Cooling: Mini Split
  • Basement: Concrete Floor,Daylight,Finished,Insulated,Interior Stairs,Walkout
  • Approx Sq. Feet: 3,987
  • Acreage: 5.05
  • Est. Taxes: $13,222
  • Lot Desc: Country Setting,Field/Pasture,Level,Mountain View,Open,View,Abuts Conservation,Neighborhood,Rural
  • Elem. School: Charlotte Central School
  • High School: Champlain Valley UHSD #15
  • School District: Chittenden South
  • MLS#: 5085506
  • Website: https://www.raveis.com
    /eprop/5085506/149elcylane_charlotte_vt?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/17/2026
Listing courtesy of Four Seasons Sotheby's Int'l Realty   Phone: 802-864-0541
Listing Agent: Mary Palmer

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

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149 Elcy Lane, Charlotte, VT, 05445

$1,185,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $948,000 $948,000 $948,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.349% 6.183%
Monthly Tax Payment $1,102 $1,102 $1,102
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,383 $5,837 $8,000
Total Monthly Payment $6,610 $7,064 $9,227

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.