|
Presented by
Paige Lang Backhaus |
Under contract-accepting backup offers. Brand new build - Built to the new 2025 Building Code and 11. 5 feet elevation requirement! That’s all you’ll need for 3118 Bayberry Ave, Punta Gorda, FL - this brand-new Gulf access home in beautiful Punta Gorda, Florida! Located in the sought-after (Non-HOA) Charlotte Park boating community, this home offers the perfect blend of strength, style, and serenity for those dreaming of true Florida waterfront living (Written appraisal at 380K!). You will love the ease of boating from your private dock complete with a remote-controlled lift and solar lighting. Every detail of this home has been thoughtfully engineered for quality and peace of mind, from the triple-reinforced concrete piers that exceed building standards to the elevated design providing safety, strength, and favorable insurance benefits. Step inside to an open, light-filled floor plan that welcomes you with coastal comfort and modern luxury. The Wi-Fi thermostat, Ring doorbell system, and app-controlled color-changing lighting let you control your environment from anywhere, while marine-grade, saltwater-rated lumber ensures lasting durability. Wake up to gentle breezes and start your day with coffee on your custom deck overlooking the canal. Crafted with Owens Corning Barefoot decking that stays cool underfoot and shaded by custom sail sails, it’s the perfect place to relax, entertain, or enjoy a quiet moment as the sun rises over the water. Whether you spend your mornings fishing off the dock, afternoons boating to open waters, or evenings unwinding under string lights, this home offers a lifestyle defined by ease, beauty, and peace of mind. Located just minutes from everything that makes Punta Gorda so special, you’re only 5 minutes to Fishermen’s Village and the restaurants, boutiques, and waterfront views of historic downtown Punta Gorda. Enjoy live music, local seafood, and waterfront dining at The Perfect Caper, Harpoon Harry’s, TT’s Tiki Bar, or Carmelo’s Italian, all within a short drive. Sunseeker Resort is just 10 minutes away, offering world-class dining, entertainment, and resort amenities. Travel is a breeze with Punta Gorda Airport (PGD) only 15 minutes away, I-75 access in under 10 minutes, and Southwest Florida International Airport (RSW) less than 45 minutes from your driveway. Whether you’re heading out for dinner, a flight, or a day on the water, convenience and connection meet in the heart of this Florida coastal home. With superior construction, elevated systems, and a perfect location near downtown Punta Gorda’s marinas and waterfront parks, this new home is more than just move-in ready—it’s ready for you to live the life you’ve been dreaming of.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$344,697
Sales Associate
William Raveis Real Estate
Phone: 518.821.4063
Paige.Backhaus@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 413.626.5626
Michele.Welch@raveis.com
NMLS Mortgage Loan Originator ID 293220
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $275,758 | $275,758 | $275,758 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $118 | $118 | $118 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,587 | $1,766 | $2,290 |
| Total Monthly Payment | $1,780 | $1,959 | $2,483 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.