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Welcome to this spacious 3 bedroom, 2. 5 bath detached condominium in the highly desirable “The Colony” Development in Holbrook, located within the Sachem School District. This stand alone residence offers the privacy of a single family home with the ease of maintenance-free living. Step inside to a thoughtfully designed layout featuring soaring cathedral ceilings and a bright living room. The home also offers a formal dining room perfect for entertaining, an eat-in kitchen ready for your personal touch, and a convenient laundry area. The primary suite is a true retreat, complete with a generous walk in closet and a private en suite bath featuring a soaking tub and separate shower. Additional highlights include central air conditioning and gas heat, ensuring year-round comfort and efficiency. Step outside to your own private patio, an inviting space ideal for unwinding in peace or hosting gatherings. Enjoy resort style living with exceptional community amenities, including a clubhouse with a grand ballroom, card rooms, and a lounge area, along with outdoor features such as a pool, bocce courts, basketball courts, and shuffleboard. Lawn care and snow removal are included in the HOA, making everyday living effortless. Perfectly situated near shopping, dining, and major roadways, this home offers incredible potential and is ready for your personal touch. Move right in and make it your own!
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Our Executive Mortgage Banker:
$629,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $503,200 | $503,200 | $503,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $1,118 | $1,118 | $1,118 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,014 | $3,139 | $4,109 |
| Total Monthly Payment | $4,224 | $4,349 | $5,319 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.