13656 CHARTER Court, Jacksonville, FL, 32225 | $2,900,000

Tucked behind the gates of prestigious Queen's Harbour Yacht & Country Club, this exceptional waterfront estate offers a refined blend of timeless architecture, luxury upgrades, and the coveted Florida boating lifestyle. Positioned along the private freshwater lagoon, the property features a 40-foot private dock with power and water, located just minutes from the community's exclusive lock system--providing direct access to the Intracoastal Waterway and the Atlantic Ocean. Spanning approximately 5, 145 square feet, this exceptional residence offers five en-suite bedrooms and two half baths, thoughtfully designed for both sophisticated everyday living and grand-scale entertaining. Sun-drenched interiors are enhanced by soaring ceilings, elegant architectural details, and seamless transitions between indoor and outdoor spaces. The owner's suite is a serene escape, showcasing peaceful water views, a spa-inspired bath, and expansive closet space. At the heart of the home, the chef's kitchen impresses with custom cabinetry, expansive prep areas, and premium finishes that balance function with elevated design. It opens effortlessly to spacious living and dining areas, creating a natural gathering place suited for both intimate moments and large-scale entertaining. Outdoors, a resort-style retreat awaits--complete with a sparkling pool and spa, summer kitchen, and dedicated pool bath. Surrounded by lush landscaping and tranquil water views, this private oasis is designed for relaxation and entertaining alike. The oversized 0. 57-acre homesite offers both privacy and flexibility, featuring direct lagoon frontage and convenient access to boating. Residents of Queen's Harbour enjoy an unmatched lifestyle including golf, tennis, pickleball, fitness center, clubhouse dining, and a full-service marina--all just minutes from Jacksonville's beaches and premier shopping. It is a rare opportunity to own a true waterfront estate offering both luxury living and immediate access to Northeast Florida's premier boating waterways.

Features

  • Amenities: Pool, Basketball Court, Boat Dock, Children's Pool, Clubhouse, Fitness Center, Gated, Golf Course, Maintenance Grounds, Management - Full Time, Marina, Pickleball, Playground, Tennis Court(s)Sidewalks, Gated
  • Bedrooms: 5
  • Baths: 5 full / 2 half
  • Lot Size: 24668 SF
  • Laundry: Sink
  • Style: Traditional
  • Year Built: 2001
  • Garage: 3-car
  • Heating: Central, Electric
  • Cooling: Central Air, Electric, Split System
  • Approx Sq. Feet: 5,145
  • Acreage: 0.57
  • Lot Size: 24668 SF
  • Est. Taxes: $31,630
  • HOA Fee: $1,119 Quarterly
  • View: Pool, Water
  • Water Front: Yes
  • Elem. School: Neptune Beach
  • Middle School: Landmark
  • High School: Sandalwood
  • Pool: In Ground, Gas Heat, Heated, Pool Sweep, Salt Water, Screen Enclosure, Waterfall
  • Appliances: Dishwasher, Dryer, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler
  • MLS#: 2142100
  • Days on Market: 33 days
  • Website: https://www.raveis.com
    /eprop/2142100/13656chartercourt_jacksonville_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

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13656 CHARTER Court, Jacksonville, FL, 32225

$2,900,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,320,000 $2,320,000 $2,320,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.350% 6.259% 6.183%
Monthly Tax Payment $2,636 $2,636 $2,636
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $13,910 $14,097 $19,577
Total Monthly Payment $16,671 $16,858 $22,338

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.