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Discover the perfect blend of comfort and convenience in this 1, 255-square-foot ranch-style home at 2 Long Meadow Drive, listed for $329, 000. Situated on a level 0. 41-acre corner lot in the quiet Golden Meadows subdivision, this property is ideal for first-time home buyers looking for a peaceful retreat near major Hudson Valley hubs. This 2-bedroom, 1-bathroom home features an inviting layout with a cozy fireplace, perfect for Hudson Valley winters. There is additional space for additional bedrooms and baths. Modern Comforts: Stay cool all summer with efficient ductless AC units, complemented by a reliable oil heating system with a newer oil tank for year-round climate control. Additional Potential: The partially finished basement offers flexible space for a home office, gym, storage or future living space. Prime Location & Education Hub: Proximity to Institutions: An exceptional location for those affiliated with local colleges; you are just a short drive from Marist College and the world-renowned Culinary Institute of America. Commuter's Dream: Enjoy an easy commute with quick access to the Poughkeepsie Train Station, providing direct Metro-North service to NYC. Local Recreation: Located near the Staatsburgh State Historic Site and Mills Norrie State Park for hiking, golfing, and river views. Don't miss the opportunity to own a piece of the scenic Hudson Valley at an accessible price point.
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Our Executive Mortgage Banker:
$329,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $263,200 | $263,200 | $263,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $454 | $454 | $454 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,576 | $1,642 | $2,149 |
| Total Monthly Payment | $2,105 | $2,171 | $2,678 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.