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One or more photo(s) has been virtually staged. Beautifully updated 2 bedroom, 2 bathroom home offering a clean, modern feel with thoughtful upgrades throughout. Wood grain gray ceramic tile flooring runs throughout, creating a cohesive and low maintenance living space. The open kitchen features beautiful cabinetry, stainless steel appliances, and a functional layout that flows seamlessly into the main living area, ideal for everyday living and entertaining, while natural light fills the space and enhances the home’s bright and inviting atmosphere. The primary bathroom has been fully renovated with modern finishes, including an updated vanity and contemporary fixtures. A second bathroom is located within the garage space, providing added convenience and flexibility. An oversized one car garage includes a wall mounted mini split system, and an additional mini split unit is installed in the primary bedroom, offering enhanced comfort and efficiency. Enjoy a covered front porch with a unique curved architectural design, adding character and curb appeal. Move in ready with a fresh, modern aesthetic throughout, conveniently located close to the coast, and includes a transferable American Home Shield home warranty for added peace of mind. American flag and flagpole shown in photos are no longer on the property.
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Our Executive Mortgage Banker:
Our Insurance Division:
$230,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $184,000 | $184,000 | $184,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $188 | $188 | $188 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,133 | $1,163 | $1,528 |
| Total Monthly Payment | $1,396 | $1,426 | $1,791 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.