396 SARGASSO Street, Fernandina Beach, FL, 32034 | $724,900

Pride of ownership shines throughout this 3BR/2. 5BA home with lakefront views located within the desirable Dunes of Amelia community located ON Amelia Island and a short drive to the Atlantic ocean and Fernandina Beach's downtown historic district. This stunning single-story residence offers an inviting open-concept living and kitchen area featuring quartz countertops, a gas double oven with separate gas cooktop, stainless steel Bosch appliances, under and above cabinet lighting, and a spacious island perfect for entertaining. The ample and large dining room size accommodates a huge table with room for the whole family and provides plenty of entertaining room. Wood-look plank tile flows seamlessly throughout the main living spaces and bedrooms, complementing the freshly painted interior and exterior. Other recent updates include modern light fixtures, bathroom faucets, a stylish new fireplace surround, and updated landscaping on the exterior that enhances the home's curb appeal. The versatile laundry room has been upgraded with an oversized stainless sink, countertop, and added cabinetry for storage. Located in a natural gas community, the home includes a tankless water heater, gas dryer hookup, and an exterior gas line ready for your grill. Enjoy Florida living at its finest with a screened lanai and extended paver patio overlooking peaceful lake frontage with a quaint backyard size easy for upkeep and maintenance --ideal for taking in beautiful sunsets and watching local wildlife. Move-in ready and thoughtfully upgraded, this home combines comfort, style, and scenic outdoor living.

Features

  • Rooms: 4
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 50X120
  • Laundry: Gas Dryer Hookup, Sink, Washer Hookup
  • Style: Ranch
  • Year Built: 2016
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,041
  • Acreage: 0.14
  • Lot Size: 50X120
  • Est. Taxes: $5,880
  • HOA Fee: $500 Annually
  • Lot Desc: Sprinklers In Front, Sprinklers In Rear
  • View: Lake
  • Water Front: Yes
  • Elem. School: Southside
  • Middle School: Fernandina Beach
  • High School: Fernandina Beach
  • Appliances: Double Oven, Gas Cooktop, Gas Oven, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned
  • MLS#: 2130403
  • Days on Market: 107 days
  • Website: https://www.raveis.com
    /prop/2130403/396sargassostreet_fernandinabeach_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro.Delgadillo@raveis.com

Our Insurance Division:

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396 SARGASSO Street, Fernandina Beach, FL, 32034

$724,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $579,920 $579,920 $579,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.524% 5.846%
Monthly Tax Payment $490 $490 $490
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,430 $3,618 $4,777
Total Monthly Payment $4,012 $4,200 $5,359

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.