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Presented by
Lee Brown |
404 FOURTEENTH Street, Saint Augustine, FL, 32084 | $760,000
Turnkey living in the heart of Vilano Beach on an oversized corner lot at Palm Street and Fourteenth Street, this well designed coastal home blends lifestyle, location, and versatility in a way that is hard to find. Offering just over 1, 700 square feet, the layout features three spacious bedrooms, two and a half bathrooms, and two separate living areas that provide flexibility for everyday living, entertaining, or hosting guests. The open concept kitchen, living, and dining areas flow seamlessly together, while soaring ceilings greet you upon entry and create a bright, airy feel that carries throughout the home. Step outside to a screened lanai perfect for morning coffee or unwind in the evening on the open air deck, all overlooking a fully fenced backyard with lush landscaping and room to enjoy the coastal breeze. Positioned within walking distance to both the beach and the Intracoastal Waterway, the home offers easy access to sunrise walks, sunset views, and everything that makes Vilano Beach so desirable. Ride your bike to local favorites like Cap's on the Water and Aunt Kate's, or take a short drive into historic downtown St. Augustine for dining, shopping, and entertainment. Whether you are looking for a primary residence, second home, or an income producing property, this home checks every box with a combination of comfort, convenience, and a lifestyle that truly stands out.
Features
- Bedrooms: 3
- Baths: 2 full / 1 half
- Lot Size: 75x100
- Laundry: In Garage
- Year Built: 1995
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,753
- Acreage: 0.28
- Lot Size: 75x100
- Est. Taxes: $10,084
- Lot Desc: Few Trees
- Elem. School: Ketterlinus
- Middle School: Sebastian
- High School: St. Augustine
- Appliances: Dishwasher, Double Oven, Dryer, Electric Cooktop, Electric Range, Microwave, Refrigerator, Washer
- MLS#: 2142049
- Days on Market: 28 days
- Website: https://www.raveis.com
/prop/2142049/404fourteenthstreet_saintaugustine_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Lee Brown
Tony Curcio TeamSales Associate
203.921.6006
Lee.Brown@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Joseph MollicaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 130058
203.952.8600
Joseph.Mollica@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Alex FerroInsurance Sales Director, William Raveis Insurance
203.610.1536
Alex.Ferro@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
404 FOURTEENTH Street, Saint Augustine, FL, 32084
$760,000
Lee Brown
Tony Curcio Team
Sales Associate
William Raveis Real Estate
Phone: 203.921.6006
Lee.Brown@raveis.com
Joseph Mollica
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.952.8600
Joseph.Mollica@raveis.com
NMLS Mortgage Loan Originator ID 130058
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $608,000 | $608,000 | $608,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $840 | $840 | $840 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,744 | $3,839 | $5,049 |
| Total Monthly Payment | $4,676 | $4,771 | $5,981 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388