2892 RIDERS PASS, Odessa, FL, 33556 | $695,000

Virtually Staged. Welcome to 2892 Riders Pass —where space, light, and thoughtful design come together beautifully in the highly sought-after Starkey Ranch. Set on an expansive 65 foot lot with peaceful pond views and no rear neighbors, this home offers both privacy and plenty of room to create your dream outdoor oasis. There’s ample space to add a pool and still enjoy a spacious backyard. Inside, natural light pours through the home, highlighting an open and versatile floor plan designed for modern living. The main level features a spacious living area that flows seamlessly into the kitchen, along with flexible spaces perfect for a home office, playroom, or formal dining. A convenient half bath is also located downstairs and includes direct access to the exterior—making it an ideal future pool bath. The kitchen is truly the heart of the home, complete with quartz countertops, stainless steel appliances, natural gas connection, abundant storage, breakfast nook, and a large island that overlooks the living room—ideal for entertaining or everyday gatherings. Just off the kitchen, you’ll find a thoughtfully designed workspace on your way to the laundry room featuring a built-in desk and cabinetry—perfect as a household command center for organizing bills, schedules, and daily life. The upstairs layout provides four generously sized bedrooms and three full bathrooms, offering comfort and privacy for everyone. Bedroom 2 features ample closet space, while Bedrooms 2 and 3 are connected by a convenient Jack-and-Jill bathroom. Bedroom 4 is perfect for guests, complete with its own private bathroom featuring a convenient walk-in shower. The primary suite is a standout, boasting a grand double door entry, elegant tray ceilings, and two equally large walk-in closets. The en-suite bath is designed for relaxation, with split dual vanities, a soaking tub, a walk-in shower, and a private water closet. An oversized 3-car tandem garage provides exceptional storage and parking flexibility for multiple vehicles, a workspace, or a home gym—ideal for active families or anyone who values extra space. Starkey Ranch is renowned for its resort-style amenities that deliver a true vacation-at-home lifestyle. Residents enjoy multiple community pools and clubhouses, over 20 miles of paved walking and biking trails that connect directly to the adjacent Jay B. Starkey Wilderness Preserve, several dog parks, playgrounds, picnic areas, and extensive green spaces. The community also features the expansive Starkey Ranch District Park with tennis courts, pickleball, basketball, sports fields, a track, and more. A vibrant calendar of events, farmers markets, and social activities fosters a true sense of community, while everyday conveniences—including the on-site Starkey Ranch K-8 School, library, and nearby shopping and dining—are all just minutes away. Everything you need is right here in Starkey Ranch, creating a lifestyle where you may never want to leave.

Features

  • Amenities: Playground
  • Rooms: 8
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Inside
  • Style: Craftsman
  • Year Built: 2016
  • Garage: 3-car Driveway, Garage Door Opener, Tandem
  • Heating: Electric, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 2,880
  • Acreage: 0.18
  • Est. Taxes: $9,622
  • HOA Fee: $85 Annually
  • Lot Desc: Sidewalk
  • View: Water
  • Elem. School: Starkey Ranch K-8
  • Middle School: Starkey Ranch K-8
  • High School: River Ridge High-PO
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: TB8501461
  • Days on Market: 51 days
  • Website: https://www.raveis.com
    /prop/TB8501461/2892riderspass_odessa_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/30/2026 7:47:07 AM)
Listing courtesy of RE/MAX ALLIANCE GROUP   Phone: 813-259-0000

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2892 RIDERS PASS, Odessa, FL, 33556

$695,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $556,000 $556,000 $556,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.230% 6.512% 5.866%
Monthly Tax Payment $802 $802 $802
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,289 $3,469 $4,580
Total Monthly Payment $4,183 $4,363 $5,474

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.