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Located in the desirable 55+ community of Windmill Village, this beautifully maintained Jacobsen home offers approximately 2, 300 square feet of spacious living with 3 bedrooms and 2 bathrooms. Inside, you’ll find generous room sizes, an open floor plan, and attractive laminate flooring throughout. The kitchen, completely renovated in 2018, is designed to impress with Samsung appliances, quality wood cabinetry with pull-outs, granite countertops, an oversized island, and reverse osmosis—ideal for both everyday living and entertaining. Numerous upgrades add value and peace of mind, including double-paned windows (2019), plantation shutters, accordion storm shutters, new siding (2024), new ductwork (2024), roof-over (2019), water heater (2024), and new screening on the front lanai (2024). The spacious primary suite features a full wall walk-in closet and an updated bath with a double sink vanity. A standout feature of the home is the expansive 30x14 Florida room overlooking the canal and Zyder Zee Marina, complete with plexiglass windows, custom roll-up shades, and a mini-split system for year-round comfort. Exterior highlights include an extra-wide driveway and carport with space for multiple vehicles, golf carts, and bikes, along with a second screened lanai and a large shed with an air-conditioned workshop. Waterfront amenities include a brick paver patio, covered boat lift, and private dock—perfect for enjoying the Florida lifestyle. The low HOA fee covers water, sewer, trash, lawn care, common area upkeep, and road maintenance, ensuring a truly hassle-free lifestyle. Windmill Village offers an active and engaging environment with two private marinas, a boat ramp, trailer storage yard, horseshoe pits, shuffleboard, bocce ball, billiards, indoor pickleball, a large community center, and numerous clubs. The pavilion by the heated pool provides a perfect setting for gatherings and social events. Located near Punta Gorda—voted “#1 Best Small Place to Live” by Money Magazine and Forbes—this home offers both comfort and convenience. The purchase price does not include the $18, 285 buy-in share and bond, which is refunded upon resale. Don’t miss your chance to own this thoughtfully upgraded waterfront home—schedule your private showing today and start living your Florida paradise.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $268,000 | $268,000 | $268,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.410% | 5.595% |
| Monthly Tax Payment | $316 | $316 | $316 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,564 | $1,650 | $2,172 |
| Total Monthly Payment | $1,955 | $2,041 | $2,563 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.