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Classic 1920's Colonial in the heart of Whitneyville! This lovingly maintained home has been thoughtfully updated to marry original architectural details with the comfort and efficiency of modern amenities. A fabulous Ipe wood front porch welcomes you to the home. Upon entering, an inviting foyer opens to a formal Living Room with diagonal gas fireplace and large windows onto the porch. The large formal Dining Room leads to an updated Kitchen with granite countertops, breakfast island, new backsplash and mostly new stainless appliances. A huge 1st floor Family Room addition at the back of the house provides flexible space for relaxing or gathering, complete with surround sound and a built-in desk with shelving for a convenient home office setup. Upstairs, you'll find three generous Bedrooms plus a Full Bathroom with marble floor and tub. The partially finished lower level adds valuable bonus space, including a playroom and a separate office with a sliding door for privacy. Outside, an oversized composite deck overlooks the fully-fenced backyard with kids' play structure, garden area, and plenty of open space. Amenities include: zoned central air conditioning, fully paid off solar lease with new panels, gas heat and gas on-demand hot water, energy efficient thermopane windows, walk-up attic, and generator-ready electrical. Ideally situated near shopping, restaurants, and commuter routes. Minutes to Yale and downtown New Haven. You will fall in love with this sweet home!
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 11.0 x 13.0 | Upper |
| Bedroom 2 | Hardwood Floor | 9.0 x 13.0 | Upper |
| Dining Room | Hardwood Floor | 13.0 x 13.0 | Main |
| Family Room | Built-Ins,Sliders,Laminate Floor | 14.0 x 24.0 | Main |
| Kitchen | Breakfast Bar,Granite Counters,Tile Floor | 13.0 x 16.0 | Main |
| Living Room | Gas Log Fireplace,Hardwood Floor | 13.0 x 15.0 | Main |
| Office | Wall/Wall Carpet | 9.0 x 13.0 | Lower |
| Primary Bedroom | Hardwood Floor | 12.0 x 15.0 | Upper |
| Rec/Play Room | Wall/Wall Carpet | 13.0 x 24.0 | Lower |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $339,920 | $339,920 | $339,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.301% | 6.500% | 5.691% |
| Monthly Tax Payment | $805 | $805 | $805 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,011 | $2,121 | $2,776 |
| Total Monthly Payment | $2,891 | $3,001 | $3,656 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.