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Tucked beneath gorgeous pine trees on a spacious corner lot, this charming brick ranch offers the perfect blend of privacy, updates, and convenience--all with NO HOA. Situated on over half an acre, 504 Dogwood Circle delivers a rare opportunity just minutes from everything Summerville has to offer. Step inside to find LVP flooring throughout and an open, light-filled layout. The updated kitchen flows seamlessly into the family room, featuring a cozy wood-burning fireplace and large windows that flood the home with natural light. Thoughtfully designed, the kitchen includes cabinet pull outs, deep cabinet drawers, and all kitchen appliances conveying--making move-in easy. An open dining area adds to the home's inviting feel, perfect for everyday living or entertaining. The primary suite features a custom-organized closet, while updated lighting throughout the home adds a fresh, modern touch. A large laundry room with auto lighting, built-in cabinetry, and a custom drop zone keeps everything organized and functional. Enjoy year-round relaxation in the sunroom overlooking the private, fenced backyard with a white vinyl fence--ideal for pets, play, or peaceful evenings outdoors. Need space for hobbies, storage, or a business? The impressive 28x30 detached workshop with a 2-car garage is a standout feature, complemented by an additional side-entry 2-car garage. Additional upgrades include a vapor barrier, natural gas and a newer roof. Located just minutes from Gahagan Park and only 8 minutes to downtown Summerville, you'll love the easy access to parks, shopping, dining, and local charm. This one checks all the boxes--space, updates, location, and freedom from HOA restrictions. Use Seller's Preferred Lender to buy this home and receive an incentive towards your closing costs or rate buydown
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Our Executive Mortgage Banker:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,093 | $2,147 | $2,823 |
| Total Monthly Payment | $2,168 | $2,222 | $2,898 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.