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3693 RICKY LN, St. Cloud, FL, 34772 | $345,000
Welcome to serene lakefront living with peaceful conservation views and no rear neighbors. This beautifully maintained three-bedroom, two-bathroom home offers the perfect blend of comfort, style, and privacy. From the moment you arrive, mature landscaping and a distinctive front door set the tone, welcoming you with an abundance of natural light. Inside, the spacious great room features vaulted ceilings and durable ceramic tile flooring, creating a bright and open atmosphere ideal for both everyday living and entertaining. The thoughtfully designed open floor plan ensures every square foot is functional and well utilized. The kitchen is both stylish and practical, showcasing durable Corian countertops and a full suite of appliances, including a newer refrigerator, stove, microwave, and dishwasher for a clean, cohesive look. A split-bedroom layout provides added privacy, with a generously sized primary suite offering ceramic tile flooring, a beautifully tiled walk-in shower, dual sinks, a large vanity, and a spacious walk-in closet. Step outside to your own private retreat, where tranquil lake and conservation views create the perfect backdrop for relaxing, entertaining, or gathering around the fire pit on peaceful Florida evenings. Additional highlights include a 2018 roof and a 2019 AC system, offering long-term peace of mind. The community features a playground, extensive walking trails, and dog-friendly areas. Ideally located just minutes from dining, shopping, local golf courses, and East Lake Tohopekaliga, this home truly combines comfort, convenience, and natural beauty. SELLER MOTIVATED! Ask about Seller Concession!
Features
- Rooms: 3
- Bedrooms: 3
- Baths: 2 full
- Laundry: Laundry Closet
- Year Built: 2007
- Garage: 2-car Garage Door Opener
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,438
- Acreage: 0.2
- Est. Taxes: $2,548
- HOA Fee: $141 Quarterly
- Lot Desc: Conservation Area, Sidewalk
- High School: Harmony High
- Pet Policy: Dogs OK
- Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
- MLS#: O6402324
- Days on Market: 23 days
- Website: https://www.raveis.com
/prop/O6402324/3693rickyln_stcloud_fl?source=qrflyer
Listing courtesy of PETRA WORLDWIDE Phone: 407-332-8556
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3693 RICKY LN, St. Cloud, FL, 34772
$345,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $276,000 | $276,000 | $276,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $212 | $212 | $212 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,699 | $1,767 | $2,310 |
| Total Monthly Payment | $1,986 | $2,054 | $2,597 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388