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Welcome to maintenance-free living in the highly desirable 55+ community of On Top of the World Clearwater! This fully renovated 1-bedroom, 1-bath condo has just been completed and has never been lived in since the renovations. Step inside to a light and bright interior featuring a beautifully updated kitchen with quartz countertops, white shaker cabinetry, and stainless steel appliances. The spacious layout flows seamlessly to a large covered private balcony with new ceiling fans, creating an inviting outdoor living space perfect for relaxing or entertaining year-round, with potential to enclose for additional interior living space. The primary bedroom is generously sized with ample closet space, while the fully updated bathroom features white shaker cabinetry, quartz countertops, and a tub/shower combination, delivering both style and functionality. Every detail has been thoughtfully updated, providing a move-in ready home with a clean, modern feel throughout. Enjoy the added convenience of a community elevator located just steps from your front door, along with assigned parking and a well-maintained building. Residents of On Top of the World enjoy an exceptionally active, amenity-rich lifestyle with access to tennis courts, pickleball, multiple swimming pools, a fitness center, community center, library, billiards room, card room, dog park, and a full calendar of social activities. The community is pet friendly. Ideally located near top-rated hospitals, as well as just minutes to Clearwater Beach, Countryside Mall, Downtown Dunedin, Safety Harbor, and the Pinellas Trail—offering the best of Florida’s coastal lifestyle with shopping, dining, recreation, and beaches all nearby. Whether you’re looking for a full-time residence, seasonal retreat, or low-maintenance Florida condo, this home delivers exceptional value, modern updates, and the lifestyle you’ve been waiting for.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$135,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $108,000 | $108,000 | $108,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $147 | $147 | $147 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $647 | $674 | $882 |
| Total Monthly Payment | $868 | $895 | $1,103 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.