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Stunning Waterfront Paradise 3/2 with garage 237 ft waterfront , with concrete bulkhead, built in boat house /w lift & docking for large vessels, Included in sale is adjacent, seperate cleared and lanscaped lot. Home features split floor plan, open concept, tile flooring thru out, gorgeous chefs kitchen new custom cabintry, soft close drawers, stainless appliances , oyster shell solid surface counter top with scallop edging, custom wood breakfast bar, wine rack, eat in Kitchen area, tongue & grove ceilings, recessed lighting & custom fixtures, reverse osmosis, updated bathrooms, Wood burning fireplace in living room, custom built ins, large covered cedar front porch. Central heated & cooled garage, metal roofing, gutters, double pane windows. Property offers very quiet and tranquil waterfront park like setting , dead end street, aluminum fencing, landscaping, lighting, irrigation system, covered fish cleaning station, circular driveway, fire pit, plenty off room to build out on the Two properties if desired Conveniently located close to Palatka, St Augustine, Beaches, Shoping, I95, Palm Coast and Jacksonville markets. A Must See Property!
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.500% | 5.710% |
| Monthly Tax Payment | $385 | $385 | $385 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,361 | $2,490 | $3,260 |
| Total Monthly Payment | $2,821 | $2,950 | $3,720 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.