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31609 TERRACE DRIVE, Tavares, FL, 32778 | $345,000
Welcome to your waterfront oasis! Built in 2021, this 3 bedroom/2 bathroom modular home is situated on a canal with direct access to the Harris Chain of Lakes, offering the perfect blend of contemporary comfort and the serene Florida lifestyle! Step inside to an open-concept floor plan highlighted by crown molding and luxury vinyl flooring throughout for a sleek, low-maintenance finish. The heart of the home is the chef-inspired kitchen, boasting Whirlpool stainless steel appliances, an oversized island, and a farmhouse sink perfectly positioned to overlook the water. The spacious primary suite offers a large walk-in closet and a private ensuite bath with a double vanity and a modern walk-in shower and linen closet. Just steps from the primary suite, find a convenient INDOOR laundry room. Whether you need a dedicated home office, hobby room, or cozy guest space, the two additional bedrooms provide total flexibility. Life on the water is made easy with a newly reinforced dock, and the dock walkway has been newly updated. Canal-side irrigation well offers significant savings on water usage. This property also features a a PEST GUARD SYSTEM in-place around the outside perimeter. The large lot and expansive outdoor living areas-including a covered porch and an open patio-capture stunning panoramic views, while the private boathouse ensures your boat is always ready for a day on the Harris Chain of Lakes. This property offers a double driveway with space for three vehicles, PLUS a golfcart! You will love the TWO sheds for additional storage space/workshop area. HOA/COMMUNITY: Imperial Terrace West is a highly desirable 55+ retirement community offering AMENITIES galore! Community amenities include a clubhouse, boat slips, Harris Chain of Lakes access, shuffleboard courts, an indoor pool and hot tub, and so much more! Featuring a low HOA fee and NO LOT RENT - you OWN the land! Imperial Terrace is located off Hwy 441, just minutes from shopping, dining, entertainment, state-of-the-art medical facilities, PLUS, renowned local destinations - Mount Dora and The Villages! Easily commute to the beach coasts, Orlando attractions, airports and everywhere exciting that makes Floridians love living ‘central’ in the Sunshine State, year ‘round or seasonal. Call to schedule your personal tour today!
Features
- Amenities: Clubhouse
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full
- Laundry: Inside, Laundry Closet
- Year Built: 2021
- Garage: Oversized, Parking Pad
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,235
- Acreage: 0.13
- Est. Taxes: $2,812
- HOA Fee: $25 Monthly
- View: Water
- Adult Communities: Yes
- Water Front: Yes
- Pet Policy: Cats OK, Dogs OK, Yes
- Appliances: Dishwasher, Microwave, Range, Refrigerator
- MLS#: G5111493
- Days on Market: 7 days
- Website: https://www.raveis.com
/prop/G5111493/31609terracedrive_tavares_fl?source=qrflyer
Listing courtesy of BHHS FLORIDA REALTY Phone: 352-729-7325
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
31609 TERRACE DRIVE, Tavares, FL, 32778
$345,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $276,000 | $276,000 | $276,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $234 | $234 | $234 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,655 | $1,722 | $2,274 |
| Total Monthly Payment | $1,964 | $2,031 | $2,583 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388