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This 3 bedroom, 1 bath ranch offers a functional layout with flexible living space both inside and out. Stone steps lead to a covered front deck, a great spot for morning coffee or unwinding in the evening while overlooking the yard. Inside, the main level features a dining area with a bay window that brings in abundant natural light, ideal for plants or a sunny dining space. The kitchen opens from here and includes stainless steel appliances, pecan cabinets, a center island with a butcher block top and breakfast bar seating and a sun tunnel that enhances the natural light throughout the space. A standout feature is the 3 season sunroom, adding approximately 228 sq ft and currently used as a living room, complete with a non vented gas stove for added warmth. Just outside, a rear deck provides a more private setting with access to the backyard and wooded trails beyond. Down the hall are three bedrooms, two of which have luxury vinyl plank flooring. A full bath with tile floors completes this floor. The walkout lower level adds an additional 624 sq ft, featuring a finished family room with marble top built-in for a TV, a craft room with French doors and cabinets, plus a mechanical and storage area. Additional highlights include a paved driveway, natural gas heat and hot water, septic replaced in 2010, several updated windows, wall AC in the kitchen, and an ADT security system connected to smoke and CO detectors. Easy access to Rt 12, Rt 6, and I-395. Finished basement (624 sq ft) and three season room (228 sq ft) measurements are provided by the seller. Buyer and buyer's agent to verify all information independently.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Ceiling Fan,Laminate Floor | Main |
| Bedroom 2 | Ceiling Fan,Laminate Floor | Main |
| Dining Room | Bay/Bow Window,Laminate Floor | Main |
| Family Room | Wall/Wall Carpet | Lower |
| Kitchen | Breakfast Bar,Corian Counters,Island,Tile Floor | Main |
| Living Room | Ceiling Fan,Wall/Wall Carpet | Main |
| Other | French Doors | Lower |
| Primary Bedroom | Ceiling Fan,Wall/Wall Carpet | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $271,200 | $271,200 | $271,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.373% |
| Monthly Tax Payment | $286 | $286 | $286 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,626 | $1,692 | $2,214 |
| Total Monthly Payment | $1,987 | $2,053 | $2,575 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.