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One or more photo(s) has been virtually staged. Opportunity knocks! Here we have a first (1st) floor, wheel-chair accessible (ramps are removable), 1400 Sq. Ft. , 2-bedroom, 2 full bath, F-Deluxe layout, condominium located in the desirable "On Top of the World" 55+ Golfing Community where owners golf for free. Beautiful Golf course views from the back patio. The flooring is luxury waterproof vinyl throughout the living room into the Florida Room. Ceramic tile flooring in each bedroom and bathroom. Updated bathroom vanities and master shower which is newly tiled. Updated wood kitchen, soft-touch drawers and roll-out shelving, Schuler Cabinetry, solid countertops with plenty of storage space and shelving; it also has newer stainless appliances. The unit includes a ventless washer/dryer combo installed in 2023. The unit has a FRONT and BACK patios (Aluminum Awning on back patio installed 2025). Both patios are sheltered and can be enjoyed rain or shine and there is usually a cool breeze when enjoying the front patio. This is a beautiful home you do not want to miss. On Top of the World is a 55+, golfing community. It has two (2) golf courses, one 18 hole, the other 9 hole. You can enjoy access to two heated pools, state-of-the-art cardio fitness gym, tennis, pickle ball courts, as well as two recreation centers that provide year-round entertainment and a plethora of clubs and activities for almost every interest and hobby. Additionally, the community is close to airports, shopping and professionals of all needs and just 20 minutes away from the most beautiful Gulf Beaches in the nation. (note: some pictures are virtually staged to show potential)
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$199,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $159,200 | $159,200 | $159,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $191 | $191 | $191 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $916 | $1,019 | $1,322 |
| Total Monthly Payment | $1,182 | $1,285 | $1,588 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.