185 E RIVER Road, East Palatka, FL, 32131 | $379,900

Timeless Elegance Meets Modern Peace of Mind
Step back in time without sacrificing comfort in this enchanting circa 1900 estate. Nestled on a sprawling 1. 3-acre lot, this property offers the rare combination of storied ''Old Florida'' charm and the reliability of a modern home. Over the past 11 years, the residence has undergone a comprehensive mechanical evolution, including complete replumbing, rewiring, new HVAC, and updated insulation, ensuring efficiency and longevity.

The Main Residence

The heart of the home is a 2-bedroom, 2-bathroom sanctuary defined by unmatched character and artisan details.

The Gourmet Kitchen: A true conversation starter featuring a rare 1920s gas stove and an authentic French kitchen sink dating back to the late 1800s. A central island provides the perfect prep space for morning coffee or evening gatherings. Living Spaces: Multiple fireplaces anchored throughout the home provide warmth and architectural interest, leading you into the sun-drenched Florida room. Dining & Views: Enjoy the golden hour from the built-in dining bench, where massive windows invite an abundance of natural light and views of the lush acreage. The Carriage House & Outdoor Oasis Just a short stroll away--connected by a convenient carport--sits the stunning carriage house. This guest retreat features gorgeous finishes and a cozy, built-in nook designed specifically for quiet reading sessions or afternoon naps. The transition between the structures serves as an entertainer's dream, offering a covered area for alfresco dining or sheltered gatherings. The outdoor experience is completed by a private outdoor shower--perfect for rinsing off after a day in the sun--and a heated pool (installed within the last 8 years) that allows for year-round swimming. Property Highlights: Turn-Key Historic Living: Original architectural soul with a fully updated infrastructure (Plumbing, Electrical, AC). Expansive Acreage: 1. 3 acres of privacy and mature landscaping. Versatility: A main home full of history paired with a contemporary, stylish carriage house for guests or a home office. Building is 3164 sq. ft. , total heated and cooled sq ft of main house and carriage house is 2266. Experience the perfect marriage of turn-of-the-century craftsmanship and modern luxury.

Features

  • Bedrooms: 2
  • Baths: 3 full
  • Year Built: 1935
  • Heating: Central
  • Cooling: Central Air, Wall/Window Unit(s)
  • Approx Sq. Feet: 1,498
  • Acreage: 1.34
  • Est. Taxes: $312
  • Pool: In Ground, Heated
  • Appliances: Gas Range, Refrigerator
  • MLS#: 2141975
  • Days on Market: 17 days
  • Website: https://www.raveis.com
    /prop/2141975/185eriverroad_eastpalatka_fl?source=qrflyer
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Listing courtesy of TIMBER TO TIDES REALTY LLC

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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185 E RIVER Road, East Palatka, FL, 32131

$379,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $303,920 $303,920 $303,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.500% 5.710%
Monthly Tax Payment $26 $26 $26
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,798 $1,896 $2,482
Total Monthly Payment $1,899 $1,997 $2,583

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.