37951 Washington Loop RD, Punta Gorda, FL, 33982 | $830,000

Welcome to this stunning waterfront retreat that captures the true essence of “Old Florida” living. Nestled on 2. 35 private acres, this beautifully remodeled 4-bedroom, 2-bath home offers the perfect blend of charm, comfort, and modern updates in a peaceful, country setting.
Inside, you’ll find a thoughtfully designed layout featuring formal living and dining rooms ideal for entertaining, along with a warm and inviting family room highlighted by a shared wood-burning fireplace and versatile flex space. The updated kitchen opens seamlessly to the main living areas and lanai, creating an effortless flow for gatherings.
The spacious primary suite offers generous closet space and a private en-suite bath, while a recently renovated guest bathroom has been upgraded for handicap accessibility.
Step outside to your screened lanai and expansive paver patio, where a heated in-ground Gunite pool invites you to relax and unwind. Beyond, enjoy breathtaking views of Shell Creek, perfect for soaking in unforgettable sunrises and sunsets. The outdoor space is truly exceptional, featuring a picnic area, storage shed, and a wooden dock with a covered section, currently accommodating a 21-foot boat. From here, you can fish, kayak, or explore the waterways with access to three rivers and the Gulf for endless adventure. Ideally located, this property offers the serenity of country living with convenient access to I-75, US-17, and downtown Punta Gorda. Experience the beauty, tranquility, and lifestyle this unique waterfront property has to offer.

Features

  • Amenities: None
  • Bedrooms: 4
  • Baths: 2 full
  • Style: 1 Story/Ranch
  • Development: ACREAGE
  • Year Built: 1970
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Central Electric
  • Approx Sq. Feet: 2,162
  • Acreage: 2.35
  • Est. Taxes: $7,799
  • Lot Desc: Oversize,Regular
  • View: River,Water,Wooded Area
  • Community Type: No Subdivision
  • Water Front: Yes
  • Boat Access: Boat Dock Private,Dock Included,Wooden Dock
  • Private Pool: Yes
  • Pet Policy: No Approval Needed
  • MLS#: 226016979
  • Website: https://www.raveis.com
    /prop/226016979/37951washingtonlooprd_puntagorda_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Optzions Inc

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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37951 Washington Loop RD, Punta Gorda, FL, 33982

$830,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $664,000 $664,000 $664,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.300% 6.235% 6.164%
Monthly Tax Payment $650 $650 $650
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,928 $4,035 $5,603
Total Monthly Payment $4,670 $4,777 $6,345

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.