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Under contract-accepting backup offers. One or more photo(s) has been virtually staged. This is the one you've been WAITING to come on the market, here it is! WELCOME to the Reagan Villas of The Villages of Pine Ridge; this ONE-OWNER home HAS the best location with a WATER VIEW! Overlooking approximately a 2-acre pond, you will enjoy relaxing in your personal SWIM SPA made by Spa Manufacturers, Inc. while watching the WILDLIFE! Right on the other side of the water is an EAGLE PRESERVE, giving you front-row views of incredible wildlife! This courtyard villa boasts 3 bedrooms and 2 bathrooms with a PRIVATE en-suite that has a walk-in closet, dual sinks and private lavatory. Wake up to a lovely VIEW of the WATER from your bedroom window! LUXURY VINYL PLANK flooring throughout the home, NO carpet! Large kitchen with ample cupboard space and countertops; 2 islands--excellent for food prepping and a SOLAR TUBE for NATURAL DAYLIGHT! Breakfast bar with plenty of room for your bar stools, plus a SPACIOUS dining area for a 6-chair dining table. The refrigerator and dishwasher are NEWER and upgraded--dishwasher is a newer BOSCH, the industry's QUIETEST brand. The slider door leads to your PRIVATE courtyard patio, convenient for a BBQ grill and outdoor seating. From the living room, step thru another slider to the enclosed LANAI and out to your PRIVATE SWIM SPA that came with a 20 yr WARRANTY on the shell. Or, sit by the lovely cascading WATER FEATURE surrounded by soft sand for your toes. The backyard is WONDERFULLY PRIVATE and NO GRASS to mow anywhere! Enjoy your morning coffee on the COVERED FRONT PORCH and waive to the neighbors walking by. Enjoy 2 ADDITIONAL bedrooms perfect for your guests, an office, craft room or TV room! Included with the home is a Kenmore Elite water softener. A "Yesteryear" golf cart is being sold separately, ask for details. Ad Valorem tax is: $3. 490. Non-Ad Valorem is: maintenance - $411. 27, Fruitland Park fire district - $344. 85, bond payment - $1, 043. 98. Bond balance: $12, 485. 97. Brownwood town square is about 15 minutes, Lake Sumter is about 20 minutes, Sawgrass about 25 minutes, Eastport about 35 minutes and Spanish Springs about 30 minutes, all by golf cart.
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Our Executive Mortgage Banker:
Our Insurance Division:
$445,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $356,000 | $356,000 | $356,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $291 | $291 | $291 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,132 | $2,221 | $2,907 |
| Total Monthly Payment | $2,498 | $2,587 | $3,273 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.