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LOCATION IS KEY!!! VALLEY CENTRAL SCHOOLS! Check out this 3-bedroom, 2-full-bathroom property nestled in the Valley Central School District. From the moment you arrive, you'll be captivated by the expansive covered front porch, the decorative stone paver walkway, and a generous driveway that offers ample parking space. Step through the elegant double front doors with decorative glass inserts into a bright, flowing layout highlighted by beautiful architectural archways. The eat-in kitchen features rich, dark wood cabinetry, stainless steel appliances—including a French-door refrigerator—and tile flooring that transitions seamlessly into the spacious dining area. Entertain or unwind in the distinct living room, which boasts unique, intricately patterned tile flooring and a striking floor-to-ceiling stone fireplace complete with a cozy wood-burning stove insert. The comfortable bedrooms are outfitted with easy-care wood-look flooring and ceiling fans, while pull-down attic stairs offer convenient access to extra storage, and a full, partially finished basement offers versatile bonus space to suit your needs. Ideally located just a short drive from the Village of Walden, you'll enjoy quick access to local eateries, shopping centers, and vibrant Village parks. Outdoor enthusiasts will love being near the scenic Walden/Wallkill Rail Trail, while commuters will appreciate the highly convenient location just a 15-minute drive to most major highways, including Interstate 84.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$474,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $379,999 | $379,999 | $379,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.730% |
| Monthly Tax Payment | $708 | $708 | $708 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,276 | $2,371 | $3,103 |
| Total Monthly Payment | $3,059 | $3,154 | $3,886 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.