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Nestled in the charming town of Cheshire, this well maintained ranch-style home offers the perfect blend of comfort, character and convenience. The one level design features 3 bedrooms and 2 full baths with additional flexible space in the lower level. Step inside and feel at home immediately as the natural light beams throughout the updated kitchen that is open to a Great Room and overlooks a beautiful backyard. The inviting living room is highlighted by elegant arched doorways, a built in bookcase and cozy gas fireplace insert. The finished walk out lower level provides additional living space for a home office and rec room or in law potential with direct access to the backyard. Outside you will find a parklike setting complete with a charming gazebo and patio. A standout feature is the property's direct access to the scenic Farmington Canal Trail offering endless opportunities for walking, biking and enjoying nature . Did I mention the roof on the house , gazebo and shed were replaced in 2022? Additional information can be found in the attachments.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 10.1 x 11.3 | Main |
| Bedroom 2 | Built-Ins,Ceiling Fan,Hardwood Floor | 11.6 x 13.6 | Main |
| Great Room | Built-Ins,Ceiling Fan,Vinyl Floor | 11.7 x 21.3 | Main |
| Kitchen | Vinyl Floor | 8.3 x 18.3 | Main |
| Living Room | Built-Ins,Fireplace,Hardwood Floor | 13.2 x 18.9 | Main |
| Other | Cedar Closet,Vinyl Floor | 10.4 x 12.4 | Lower |
| Other | Vinyl Floor | 11.4 x 13.3 | Lower |
| Primary Bedroom | Hardwood Floor | 10.3 x 14.4 | Main |
| Rec/Play Room | Cedar Closet,Vinyl Floor | Lower |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
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Liz.Eckman@raveis.com
NMLS Mortgage Loan Originator ID 1195194
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $351,920 | $351,920 | $351,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $532 | $532 | $532 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,167 | $2,253 | $2,946 |
| Total Monthly Payment | $2,774 | $2,860 | $3,553 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.