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10193 N LAKE DRIVE, #95, Largo, FL, 33773 | $142,900
ADORABLE beachside cottage feel—light, bright, and full of charm! Located just 5 miles from the sugar-sand shores of Indian Rocks Beach and only a quick 10-minute drive to world-famous Clearwater Beach, this home offers the perfect blend of coastal living and everyday comfort.
Inside, you’ll find updated windows with professional tint and custom shades, allowing for abundant natural light while reducing glare and enhancing privacy. Stylish newer vinyl flooring flows throughout, complemented by a newer refrigerator and a brand-new hot water heater (2026).
Start your mornings in the sun-filled dining area, where ample windows offer a small view of the sparkling water perfect for enjoying your coffee. The main bathroom has been tastefully updated with a newer vanity and walk-in shower, while the primary bedroom features generous closet space and an updated ensuite half bath.
The exterior boasts durable vinyl siding and a private screened-in patio—ideal for relaxing during Florida’s beautiful winters. Furnishings are negotiable (with some exclusions), making this an easy move-in opportunity.
Located in the desirable Holiday Shores community, residents enjoy an active lifestyle with low HOA fees of just $200/month, covering water, sewer, twice-weekly trash service, and full lawn maintenance. Amenities include a putting green, shuffleboard courts, library, fitness center, and a full calendar of social events. Boating enthusiasts will appreciate the private boat ramp and first-come, first-served slips.
Conveniently situated about 30 minutes from Tampa International Airport and Clearwater/St. Pete Airport, this location offers easy access to everything the Gulf Coast has to offer. Please note: the community is currently undergoing sewer pipe upgrades at no cost to residents, with full restoration of the grounds upon completion.
Don’t miss your chance to own this bright and breezy coastal retreat!
Features
- Amenities: Clubhouse, Fitness Center, Maintenance, Park, Pool, Shuffleboard Court, Wheelchair Access
- Rooms: 7
- Bedrooms: 2
- Baths: 1 full / 1 half
- Laundry: Outside
- Style: Cottage
- Year Built: 1972
- Garage: Driveway, Off Street
- Heating: Central, Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 837
- Acreage: 41.88
- Est. Taxes: $2,173
- HOA Fee: $200 Monthly
- Adult Communities: Yes
- Pool: Auto Cleaner, Deck, Gunite, Heated, In Ground, Lighting
- Pet Policy: Cats OK, Dogs OK, Number Limit
- Appliances: Dryer, Electric Water Heater, Microwave, Range Hood, Refrigerator, Washer
- MLS#: TB8501696
- Days on Market: 27 days
- Website: https://www.raveis.com
/prop/TB8501696/10193nlakedrive_largo_fl?source=qrflyer
Listing courtesy of WILSON REALTY LLC Phone: 727-398-5700
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
10193 N LAKE DRIVE, #95, Largo, FL, 33773
$142,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $114,320 | $114,320 | $114,320 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $181 | $181 | $181 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $704 | $722 | $949 |
| Total Monthly Payment | $960 | $978 | $1,205 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388