18707 PEPPER PIKE, Lutz, FL, 33558 | $2,525,000

A Rare Opportunity in Cheval—Featuring a Fully Detached Second Residence! Come discover one of Tampa Bay’s best-kept secrets—Cheval Golf and Country Club, a 24-hour guard-gated community offering a private, resort-style lifestyle centered around championship golf, tennis, swimming, and an active social scene, all within a beautifully designed, walkable enclave. Perfectly positioned on the 10th hole, 18707 Pepper Pike showcases one of the most breathtaking golf course views in all of Cheval.

The main residence features 3 bedrooms, 3. 5 baths, and a versatile loft space with a closet, offering the flexibility for a potential additional bedroom, office, or bonus living area, anchored by an exceptional primary suite—an inviting retreat with a spa-like bathroom and an oversized custom closet that truly has to be seen to be believed.

What truly sets this property apart is the fully detached casita—a rare, private residence that lives like a second home, offering 2 bedrooms and 1 bath. Thoughtfully designed and ideal for multigenerational living, it also provides incredible flexibility for long- or short-term guests, a private office, or an elevated entertaining space. The upstairs bedroom opens to a private balcony overlooking the pool, creating a peaceful escape within your own backyard.

Step outside and experience a 5-star resort-style outdoor living space, featuring a stunning pool, expansive entertaining areas, a bar, and a separate fire pit gathering space designed for unforgettable evenings.

Tucked away from the congestion yet conveniently located just 30 minutes from Tampa International Airport, this is more than a home—it’s a lifestyle.

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Pool, Security, Tennis Court(s)
  • Rooms: 12
  • Bedrooms: 5
  • Baths: 4 full / 1 half
  • Lot Size: 205 x 200
  • Laundry: Inside, Laundry Room
  • Style: Custom
  • Year Built: 1986
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 6,104
  • Acreage: 0.94
  • Lot Size: 205 x 200
  • Est. Taxes: $14,540
  • HOA Fee: $947 Quarterly
  • Lot Desc: In County, Landscaped, On Golf Course, Oversized Lot
  • View: Golf Course, Pool, Trees/Woods, Water
  • Elem. School: McKitrick-HB
  • Middle School: Martinez-HB
  • High School: Steinbrenner High School
  • Pool: Gunite, Heated, In Ground
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Range, Refrigerator
  • MLS#: TB8501748
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/TB8501748/18707pepperpike_lutz_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/26/2026 11:58:41 PM)
Listing courtesy of Jason Mitchell Real Estate Flo   Phone: 754-307-0607

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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18707 PEPPER PIKE, Lutz, FL, 33558

$2,525,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,020,000 $2,020,000 $2,020,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.263% 6.145% 6.117%
Monthly Tax Payment $1,212 $1,212 $1,212
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $11,788 $12,111 $16,910
Total Monthly Payment $13,125 $13,448 $18,247

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.