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Welcome to this beautifully maintained 4 bedroom, 3 full bath home in the Pine Bush school district! Set on a picturesque 1 acre lot, and offering 2260 square feet of living space, this home combines classic charm with modern updates. Many updates and improvements have been completed within the last few years. Inside you will find hardwood floors, granite countertops, and a thoughtfully designed layout filled with natural light, and highlighted by a large bow window facing the front of the home. Vaulted ceilings create a very spacious and comfortable feeling. Central air conditioning provides comfort year-round. 4 ample sized bedrooms all on one floor offers ease of living for many years to come. Laundry is also on the main floor, so no lugging laundry baskets up and down the stairs! Outdoors you will find a spacious rear deck that's perfect for entertaining, or just relaxing in the privacy of your private back yard. The detached 2-car garage is perfect for parking your cars, or storing your belongings. You also get a beautiful circle driveway that provides additional parking, and makes it so you never have to back out onto the road! Full unfinished walk-out basement houses the heating and cooling system along with other utilities, and still offers plenty of room for possible future expansion.
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Our Executive Mortgage Banker:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $420,000 | $420,000 | $420,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.524% | 5.846% |
| Monthly Tax Payment | $845 | $845 | $845 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,484 | $2,620 | $3,460 |
| Total Monthly Payment | $3,421 | $3,557 | $4,397 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.