135 Pine River Path, Effingham, NH, 03882 | $374,900

This cozy home will delight year round. The current owners have fondly named it their "Cabin in the Pines" perfectly set among tall pines. The privacy is wonderful for enjoying and relaxing out on the side deck. The fenced yard area is a bonus for keeping pets or little ones from straying! Take a walk on the trails going right through and off the property. Or down to the beach area to launch your canoe or kayak and paddle along the Pine River. Come home to an open kitchen/dining/living room area kept toasty warm in the winter by the pellet stove on the brick hearth. If you need a home office, the living room sliders open to a three season room. Add some electric heat and it can surely be used year round. This room and the living room both open to the side deck. One full bathroom and the main bedroom make up the remainder of the first floor. The large 2nd floor loft can easily accommodate 2 full size beds and a comfortable seating area. If this is not enough, go downstairs to the family room with dry bar in the basement, perfect when summer gets really hot. It's always cool and comfortable down there! Utility room is great for projects. A brand new large shed on the property will store all the rest of your gear and yard equipment. Location? This parcel is perfectly situated just minutes from route 16 and grocery shopping, 20 minutes from downtown Wolfeboro, and 10 minutes from 18 holes of golf or the public boat launch on Route 25. Picture yourself in the warmer months playing a round of golf, launching your boat, cruising the big lake and coming home in time for dinner on the deck. When winter arrives, go skiing in Madison only 20 minutes away or North Conway with it's shopping dining and skiing only 35 minutes north. Don't wait, this gem is a keeper!

Features

  • Amenities: Other,Snow Removal
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 1 full
  • Style: Cape
  • Year Built: 1983
  • Heating: Oil,Pellet Stove,Forced Air
  • Cooling: None
  • Basement: Concrete,Partially Finished,Interior Access,Basement Stairs
  • Approx Sq. Feet: 1,668
  • Acreage: 2.63
  • Est. Taxes: $4,332
  • Lot Desc: Level,Secluded,Sloping,Trail/Near Trail,Walking Trails,Wooded,Near Golf Course,Near Shopping,Near Skiing,Near Snowmobile Trails,Rural
  • Elem. School: Effingham Elementary School
  • Middle School: Kingswood Regional Middle Sch
  • High School: Kingswood Regional High School
  • School District: Governor Wentworth Regional
  • MLS#: 5085374
  • Website: https://www.raveis.com
    /prop/5085374/135pineriverpath_effingham_nh?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/7/2026
Listing courtesy of BHG Masiello Hampton   Phone: 603-926-4466
Listing Agent: Nicole Desilets-Bixler

William Raveis Family of Services

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

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135 Pine River Path, Effingham, NH, 03882

$374,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $299,920 $299,920 $299,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.313% 6.487% 5.614%
Monthly Tax Payment $361 $361 $361
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,774 $1,871 $2,431
Total Monthly Payment $2,210 $2,307 $2,867

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.